Auto Insurance

How long will it take to add your child to your car insurance?

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2016-09-21 17:45:48
2016-09-21 17:45:48

If you have all the information you need to give the company it shouldn't take more than about a three minute phone call.

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2016-06-22 05:47:43
2016-06-22 05:47:43

Your child will need to be added to your insurance the day that they get a license and begin driving. If you already have a policy, your representative can quickly add them to your policy. You will need to decide which family cars the child will drive and stick to that.

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Related Questions


Call your insurance company and ask them for the forms you need or what the procedure is to add a child to your coverage.

If you add the child as a driver on the policy.

As long as you are a legal guardian then he should be able to be added.

Not necessary- you only add/exclude drivers

Absolutely; a step child is legitimately a member of a family and can be insured, or can be the beneficary of a family insurance policy, just like a biological child.

As long as your child does not have a vehicle with them ever when at school the many insurance companies allow for a large discount due to the fact that the child is not a regular driver. They are still a member of your household and should be on your policy in case they drive when at home or may drive when at home.

All major insurance carriers are able to add a child or young adult to an insurance policy so long as they are enrolled in a school. Some carriers will charge lower prices if the student maintains a minimal GPA.

This is a question best answered by your insurance agent or a call to your insurance company's 800 customer service phoneline.A bit more:Unless the insurance regulations have changed since I was a licensed auto and homeowners insurance agent: If your child is of legal adult age and not living with you, then no, you don't add him to your policy. Actually, many insurance companies wouldn't allow you to include an adult child (or any other adult) who does not live with you to your auto insurance policy.

Yes, as long as you add her as a regular driver on your insurance policy.

just went through this....it depends on the age of the child...but mostly~Yes, you can.

No, they can get their own car and insurance.But if you want them to drive your car, yes they must be added as an additional driver.

Unfortunately, Yes. Call the company or your agent and see what you can do to add the child now.

I doubt it. He/she is probably no longer in your household, which is generally the boundary of your policy.

yes ,you can add driver's name in your insurance policy.

Yes, you can add your grandson to your car insurance policy. Speak to your insurance broker.

Yes, a child can as long as he doesn't add adverts, or breach copy write laws.

Yes, the parents insurance does go up when you add your child even if it is only a learner's permit. If you have more questions, I would contact your insurance company.

Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.

In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.

You can add your licensed child to your Auto Insurance Plan or you can get the child their own Auto Insurance Policy. The choice is yours but it's usually cheaper just to add them to your existing policy. Your Auto Insurance contract requires that you notify your insurer of any change in household drivers that effect the risk associated with your policy. In any event they must be covered to comply with the law. Bear in mind that all drivers who operate a motor vehicle on public roads are required to maintain proof of financial responsibility at all times. There is no exception of law for a child driver. Additionally if your licensed child is still your minor dependent, then parental responsibility still applies and you are financially liable for their actions. This is why many insurance companies require that they be added as soon as they start driving.

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Auto Insurance Required for MinorsYes, all drivers are required to carry proof of financial responsibility. The law does not make exceptions for minors. Not only do you "need" to add your child but legally as the guardian, you are "Required" to do so.You can obtain Auto Insurance for your child or you or you can add the child for coverage under the parents or another existing auto policy but all drivers must have coverage.Failure to add a known driver, especially a minor child for which you are already financially responsible is a form of Insurance "Fraud" known as "concealment" and could void all coverages otherwise afforded by your policy. This could leave you "the Parent" owing for all the cost of an accident with no Insurance Policy to pay the bill.Honesty is always the best policy. Contact your Insurance Agent to obtain coverage for your minor child.Happy Motoring.

Andybab7- Any auto agencies should be able to write policies for a teenager. It would be very prudent to have your agency add your child on to your policy to take advantage of the multi policy discounts.


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