It depends on where the check is from. Usually three business days but if the check is from Another Country or an unknown bank, it may take longer.
you may have automatic deposit wherein you receive the funds on the cheque automatically before it actually clears at the other bank
It generally takes 2-3 days from the time the check is deposited until the time it clears. This can vary from bank to bank.
If you recently deposited a personal check into your account, the bank will let you use $100 immediately by law. Until the rest of it clears however, it may show up on your bank statement as a "memo debit" until the check clears. For example, you deposit a check for $800. $100 is made available to you right away, but $700 will appear as a memo debit. Once the check clears 3-11 days later, that amount will disappear from your Pending debits and you will have access to the full amount of the check.
Generally you have two to three days before a check will clear a bank. If the person has already received the money, the check cannot be reversed.
5 working days, not including the day you put it in (clears midnight).
you may have automatic deposit wherein you receive the funds on the cheque automatically before it actually clears at the other bank
It generally takes 2-3 days from the time the check is deposited until the time it clears. This can vary from bank to bank.
If you recently deposited a personal check into your account, the bank will let you use $100 immediately by law. Until the rest of it clears however, it may show up on your bank statement as a "memo debit" until the check clears. For example, you deposit a check for $800. $100 is made available to you right away, but $700 will appear as a memo debit. Once the check clears 3-11 days later, that amount will disappear from your Pending debits and you will have access to the full amount of the check.
On average, it takes 3 to 5 days to effect an electronic money transfer from institution to institution. The exception would be if you just deposited a paper check in one bank and you want to transfer the funds to another bank--that could take 10 days or longer if your institution decides that it wants to wait until the check clears. I would advise you to check with your local bank to see what their check cashing/clearing policies are.
To make sure the check will clear (that the account has enough funds) the out of state bank before they release the funds for you to use.
Generally you have two to three days before a check will clear a bank. If the person has already received the money, the check cannot be reversed.
5 working days, not including the day you put it in (clears midnight).
An uncashed check usually says to cash within 30-90 days. After that time, a bank does not have to honor it. However, it can choose to do so.
I assume this is a US banking question? The bank will without question place the check on an "extended hold" which can be anything from 7-14 days normally and up to 30 days in the extreme. The primary goal being to make sure the amount clears and that it does not get reported back after clearing as a fraudulent check. I would caution you if this was a "to good to be true" check, as even if the check clears the bank will come after you if it comes back fraud down the road. It is a common check fraud to give someone a check and then have some reason that your asked to send them back some funds. This can be as a "funding fee" if it was an investment or a "refund" for them sending you too much money to purchase something. Often these checks are wrote on business checks and using banking information that was stolen from computer viruses and other means. A large corporation can spot these bad checks quickly, while a smaller may not notice so fast. I would suggest calling the bank the check is wrote from to make sure its real and good before you deposit it.
if there is eg: a 5 day hold then the bank will hold it for the full 5 days, some banks will hold for anywhere from 3 to 5 business days no matter how much money is in the account already, especially if the cheque has been deposited by machine.
A check that is older than 90 days (or 180 days depending on the Country) is considered a stale or expired check. It is worthless and carries no value. You cannot cash such a check. Since the check is expired, the check issuing bank will not pay for it.
Typically it will take take 2 business days for the funds to be withdrawn from the account on which the check is written, however it will take another 1-2 days before the funds become available in the account to which the check was deposited.