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It depends on the contract language but you should file your dispute immediately upon learning the debt exists. The law work on the "reasonable person doctine". You should be good if you filed the dispute within 30 days upon learning of the debt.

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13y ago

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Can you dispute the validity of a debt at any time?

The FDCPA says you have 30 days from the date of the initial letter you are sent to dispute the validity. This is known as the validation period. I don't believe many agencies would not deal with a dispute at any time of the debt though.


Can a us debt collection agency legally pursue a disputed 'debt' to the UK The dispute is for medical treatment in AZ that resulted in overdosing of pain killer drug resulting in prolong stay?

There are two parts to this question, thus two answers: A collection agency may pursue a debtor to where ever he goes. Many collection agencies have the ability to contract local agencies to recover the debt in what ever country the debtor resides. From personal experience, I have aided in the recovery of debts in the UK, Germany, Iceland, Norway, Spain, Canada, and Mexico. A dispute is mentioned. The dispute however does not absolve responsibility for a debt. Only the courts can do that. If, say, the patient had sued the healthcare provider for malpractice, and asked for release from payment obligation as part of the settlement, then the debtor would not be responsible. However, you cannot be absolved of responsibility simply because you are not happy with the treatment you received.


Consolidate Your Debt And Spend Less?

Debt consolidation programs have become a popular way for people to reduce their overall debt while at the same time reducing their monthly debt payments. Debt consolidation programs work with a debtor's creditors so that interest rates can be reduced, and many times so the overall debt that is owed to the creditor can be reduced. A debt consolidation program helps a debtor restructure their debt repayments by consolidating them into a single payment. This type of program also helps a debtor enter into a debt repayment plan which enables the debtor to organize their financial activities and avoid defaulting on repayments. Many people join a debt consolidation program so that their creditors will stop harassing and contacting them. As soon as a debtor begins a debt consolidation program their creditors must stop contacting them. Debt consolidation programs also require their clients to enter into debt counseling which helps the debtor avoid going back into burdensome debts once they get out of the debt they are in.


How many days to pay off nations debt at a 100 dollars a second?

how many days to pay nations debt at 100 dollars a second


All About Debtor’s Rights?

Many people who find themselves in trouble with too much debt and no money available to pay it don’t know that they have many rights afforded to them under the law. When creditors start calling, it can quickly become stressful and a debtor may not even realize that they are being contacted illegally or are being harassed or threatened with illegal debt collection practices. It’s important for those who are in debt and have been taken to collections to understand their rights as a debtor. There is a federal statute, known as the Fair Debt Collection Practices Act, that gives rights to debtors who are being contacted by creditors. Creditors who violate any portion of this act can be sued by the debtor. There are many practices that a debt collector may not engage in when attempting to collect a debt, but some of them still do on a regular basis. Some illegal practices include: -Contacting a third party about a debt. Debt collectors can contact third parties in order to find a debtor, however, they can not speak to that party regarding the debt. It’s important to note that spouses are not considered a third party and a debt collector can speak freely with the spouse of a debtor. Employers are considered a third party. -Debtors can not threaten lawsuits or wage garnishments unless they actually intend to follow through on the threat. Debtors must be sued in their home state, so a threat to be sued in another state is always false and illegal. -When a debt collector contacts a debtor by phone, he must identify himself as a debt collector and advise you that he is calling to collect a debt. Similarly, all written communication from debt collectors must clearly state that the purpose of the communication is to collect a debt. -If a debtor retains the services of an attorney, and notifies the debt collector in writing, they may no longer contact the debtor directly and must direct all communication to the attorney. This is an extremely useful law to debtors who are in the process of filing for bankruptcy. The above is not a full list of all laws that pertain to a debtor’s rights. Those who are in debt should read the Fair Debt Collection Act to make sure that their rights are not being violated. Debtors who believe their rights have been violated should contact a qualified attorney to ensure that their rights are being protected.


How many days are in pikmin 2?

You either have unlimited days AFTER you get your debt paid or 999 days


Do interest and late fees etc on credit cards stop accruing at the date of death?

In many cases the debt "dies" with the debtor. This of course depends on circumstances, if the debtor was married and lived in a community property state, for instance. The interest, etc. will continue to accrue until the issue is resolved. Either in the debt(s) being paid by the deceased estate, or dismissed by the court. Sometimes an unethical creditor will attempt to collect from a non-debtor spouse, or a family member. This is why it is important to know the creditor/debtor laws of the state of residency.


How many times can a creditor telephone in one day?

By the Fair Debt Collections Practices Act, debt collectors may call once per day and either speak to the debtor or leave a simple message. If the debtor requests or gives permission for the collector to call additional times, then more calls are permitted. Anything more is harassment.


Can debt collectors collect on a debt after it has be charged off?

Yes, A charge off simply indicates that the debt has been written off the creditor's account as uncollectible. The debt can then be sold to a collection agency for pennies on the dollar. The 'buyer" of the debt will then pursue collection action by whatever means is allowed by the laws of the state where the debtor resides. Such action would be phone calls, letters and in many instances a civil suit for the debt owed.


The card issuing bank will not accept the dispute of any item if the bank does not receive the csqi or government cardholder dispute form within how many days after the date of the cardholder statemen?

60


How many pages does Debtor Nation have?

Debtor Nation has 392 pages.


What is certificate of an ongoing debt In relation to Bankruptcy petition.?

This is not a term used in US bankruptcy courts. In a Chapter 7, when a secured debt is to continue as a debt, the debtor must file a Statement of Intention with regard to secured debt and may also have to sign a Reaffirmation Agreement which the lender files with the court. Many court require a hearing to determine if the reaffirmation will defeat the purpose of the bankruptcy.