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There are twelve Federal Reserve Banks, one in each of the twelve Federal Reserve Districts. The District boundaries follow state lines, with some exceptions:

  • 1st District, Boston. Connecticut (excluding Fairfield County), Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont
  • 2nd District, New York. New York State, twelve counties in northern New Jersey, Fairfield County in Connecticut, Puerto Rico, and the Virgin Islands
  • 3rd District, Philadelphia. Eastern Pennsylvania, southern New Jersey, and all of Delaware
  • 4th District, Cleveland. Ohio, western Pennsylvania, eastern Kentucky, and the northern panhandle of West Virginia.
  • 5th District, Richmond. Maryland, Virginia, North Carolina, South Carolina, and most of West Virginia
  • 6th District, Atlanta. Alabama, Florida, Georgia, and parts of Louisiana, Mississippi, and Tennessee
  • 7th District, Chicago. Iowa and most of Illinois, Indiana, Michigan, and Wisconsin
  • 8th District, St. Louis. Arkansas and portions of six other states: Missouri, Mississippi, Tennessee, Kentucky, Indiana, and Illinois
  • 9th District, Minneapolis. Minnesota, Montana, North Dakota, South Dakota, twenty-six counties in northwestern Wisconsin, and the Upper Peninsula of Michigan
  • 10th District, Kansas City. Colorado, Kansas, Nebraska, Oklahoma, Wyoming, northern New Mexico, and Western Missouri
  • 11th District, Dallas. Texas, northern Louisiana, and southern New Mexico
  • 12th District, San Francisco. Nine western states--Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington--and American Samoa, Guam, and the Northern Mariana Islands

The nine digit number between the brackets on your check is the is the routing code for the bank the check will be drawn on. The first two number indicate which of the 12 Federal Reserve Districts the check will be processed at.

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12y ago

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