There really is not data on this type of information. Most consolidated credit services have to maintain confidentiality and usually do not release any statistics.
There are many reputable credit counseling companies. Some of the most reputable ones include '123 Credit Counselors, Inc', 'Abacus Credit Counseling' and 'Advantage Credit Counseling Service, Inc'.
Consumer Credit Counseling Service is the organization you need. They have local branch offices in many cities in the United States.
When you use a debt counseling service that consolidates your debt for you, you are supposed to make one monthly payment to the credit counseling company instead of paying your credit card companies individually. However, if you come into some extra money and you want to make an extra payment directly to the credit card company, you may need to do some research. Once you sign a contract with your credit counseling company you'll need to abide by the terms of that agreement. Many credit counseling companies want all payments made to your credit cards to go through them. This will mean that you will need to send the extra money to the credit counseling service rather than directly to your credit card company. Another thing to think about is if you do send the funds to the credit counseling service, you might not have any control over which credit card they apply it to. You can tell them where you would like it applied, but that doesn't necessarily mean that's where they have to apply it.
If seeking simply the credit counseling requirement needed to file for bankruptcy, some sites online offer the service for as little as $5. Yet professional and sincere credit help may cost you nothing. If an individual truly wants help reducing his or her debt, very many credit counseling firms are non-profit and offer such a service for free.
The Credit Guard of America offers many different services for customers. In particular, it offers credit counseling, debt consolidation, and debt management services.
If seeking simply the credit counseling requirement needed to file for bankruptcy, some sites online offer the service for as little as $5. Yet professional and sincere credit help may cost you nothing. If an individual truly wants help reducing his or her debt, very many credit counseling firms are non-profit and offer such a service for free.
One can find a credit counseling program online by searching credit counseling program. There are many programs out there, each offering different solutions.
Debt may be consolidated at many different institutions, such as a bank or a credit union. If a student loan is taken out from the federal government it may be consolidated for free.
Credit counseling services are more than likely a scam in the majority of cases, which is unfortunate. In the Cleveland area, there are very few credit counseling services at all, but most of them are illegitimate.
Credit counseling can be found at many government agencies. Locally, your personal banker may be able to direct you to a reputable credit counselor or coach.
One can get free credit consolidation in many different places. Some companies that offer it are National Foundation for Credit Counseling and American Consumer Counseling.
The most popular place for one to get a consumer counseling credit would be at American Consumer Credit Counseling. There are many types of businesses that offer credit counseling including Money Management and Debt Counseling Corp.