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What else can I help you with?
Can a debt be put on your credit report if you are making payment?
Yes, it'll be there until the payments are completed.
How long until my late mortgage payment results in a bad credit rating?
As your lender about the specific reporting policies. For the most part, late payments are not reported until the payment is at least 31 days late. Repeated late payments and excessively late payments will shave points off a credit rating.
How do you pay child support arrears?
They can, if you have a persuasive reason such as being unable to pay. If you declare bankruptcy, then you won't have to pay anything, since no debts are collectible from a bankrupt person. Arrearages may be reduced or credited if you can either prove you have had the child for all or part of the time child support has accrued, if you can convince the petitioner to waive part or all arrears or if you have proof of payments made directly to the petitioner (given your support or divorce order does not specify such payments will only be considered a gift and the judge approves the validity of the payments). Filing bankruptcy does not satisfy and child support owed you will still be liable for paying as it is a court order signed by a judge.
Where can you get help paying utilities?
Most utility companies have some type of payment assistance program, allowing you to spread out payments or to even defer payments with a small interest payment until you are in a better position to pay your bill in the future.
Do you have to wait until you pay a ring off to actually get the ring?
No you do not have to pay off the ring to get the ring. You have to make a down payment to get the ring after that you just make payments.
Is it better to rent homes for five years, or make a down payment on a home?
If you can afford it, it is better to make a down payment on a home. If you are not sure that you can afford to make payments on the home until it is paid off though, it would not be a wise decision and it would be better to rent until you know what you can pay.
What has to happen before a creditor can have your care repossessed?
A car cannot be repossessed until the owner has missed several car payments and the owner has been notified of late payments. In most states a car can be repossessed after three months of non-payment.
What is a subsidized loan?
A subsidized student loan is a loan in which the interest payments are subsidized. In general terms there is no interest added to the loan until it comes due for payment. A non-subsidized loan requires interest payments during the time a student is in school
What types of payment arrangement can be made?
Payment arrangements can vary widely depending on the context, but common types include installment plans, where payments are divided into smaller, manageable amounts over time; deferred payments, which allow the buyer to postpone payment until a later date; and payment in full at the time of service or purchase. Additionally, some businesses may offer flexible payment options such as subscription models or financing through third-party services. It's essential to communicate directly with the provider to explore the available options.
What happens if your card declines after a haircut?
If your card declines after a haircut, you may be asked to provide an alternative form of payment or to settle the payment at a later time. The salon may also have a policy in place for handling declined payments, such as charging a fee or suspending future services until the payment is resolved.
If your loan is transfered to a different lender do you have to pay that month?
In most cases, you should continue paying your loan payments to your current lender of record until you have been formally notified as to how and when to pay the new lender. If you skip any payments, you run the risk of incurring additional interest and payment penalties. When in doubt, contact your old and new lenders to confirm the payment switchover.
Can you return a new car if you can't afford the payment?
No. Once you sign the papers, you are the owner. You're not the owner until you make the last payment. You were just the buyer and the person who gets to drive around in it as long as you make the payments or you finish buying the car in full.
