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How many times a day can a creditor call you before if is phone harassment?
Wiki User
∙ 12y ago
This is a very broad question. It usually depends on the state and previous case law in that state. 5 times usually isn't harassment, 20 times is. And then were the calls just no answer or was there a live contact or a voicemail left? Because then the # goes down significantly.
Experience: I own a collection agency.
Wiki User
∙ 12y ago
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If a creditor calls you 6 to 10 times a day is this harassment?
NO , if there is no contact with the right party or no message left
How many times can a telemarketer call in 1 day?
They should not be calling repeatedly during the day, nor at unreasonable times. If they keep calling in one single day, then it's a form of creditor harassment, you should keep notes of the time of each call and who you spoke to, and complain to the creditor or a professional body.
How many times can a creditor call you in one day?
The FDCPA allows creditors to contact debtors as many times as needed as long as it cannot be defined as harassment. For example, a creditor/collector could probably call a dozen times within the 8:00 am to 9:00 pm time allotment without being in violation. However, they cannot call continually, for example every hour, every half hour, etc. Persons subjected to creditor calls should bear in mind that they have no legal obligation to speak with the caller.
How many times can a creditor telephone in one day?
By the Fair Debt Collections Practices Act, debt collectors may call once per day and either speak to the debtor or leave a simple message. If the debtor requests or gives permission for the collector to call additional times, then more calls are permitted. Anything more is harassment.
How can you get a live person on the phone at a credit bureau?
If you call a credit bureau and get the automated system, you can press 0 to speak to a live person. Sometimes you have to press 0 several times before someone will answer.
If a creditor calls you 6 to 10 times a day is this harassment?
NO , if there is no contact with the right party or no message left
How many times can a telemarketer call in 1 day?
They should not be calling repeatedly during the day, nor at unreasonable times. If they keep calling in one single day, then it's a form of creditor harassment, you should keep notes of the time of each call and who you spoke to, and complain to the creditor or a professional body.
How many times a day can a creditor call you before it becomes harrassment?
In the state of Kansas, how many times a day can creditors call you.
How many times can a creditor call you in one day?
The FDCPA allows creditors to contact debtors as many times as needed as long as it cannot be defined as harassment. For example, a creditor/collector could probably call a dozen times within the 8:00 am to 9:00 pm time allotment without being in violation. However, they cannot call continually, for example every hour, every half hour, etc. Persons subjected to creditor calls should bear in mind that they have no legal obligation to speak with the caller.
my phone is thru ntelos and i want to block a number. is that possible and is it possible for me to find out who is calling me private?
to block the number it has to be bad enough to count as harassment. You can type the phone number into google and it will find the source most times.
How many times can a creditor telephone in one day?
By the Fair Debt Collections Practices Act, debt collectors may call once per day and either speak to the debtor or leave a simple message. If the debtor requests or gives permission for the collector to call additional times, then more calls are permitted. Anything more is harassment.
What is a good sentence using the word creditor?
There is no good sentence using the word creditor, unless that is how you make your living: That creditor keeps calling, no matter how many times I tell them that they have the wrong John Smith.
How many times does a land line phone ring before you get the message your party is not answering?
I once counted 36 rings before the phone quit ringing. I didn't get a message, the line just went dead.
How do you spell harassment and the meaning?
Harassment is when you feel annoyed due to being tormented, pressured, or intimidated.To harass (verb) is to pressure someone or intimidate/torment them. To attack a person several times by doing several small-scale attacks.
Is calling someone 20 times a day called stalking?
Not necessarily, it would certainly be harassment. If the person is calling to check up on your whereabouts all the time, this is a controlling and/or abusive behaviour and could potentially lead to stalking
Is a creditor required to notify a co-borrower of a potential default before submitting negative information?
Your question reads, "Is a creditor REQUIRED.." If you mean "by law," the answer is mostly no, but it varies from state to state. If you mean "by common decency," then I should answer Yes. Most times, if the co-borrow is a wife or significant other, the creditor will not bother to notify the co-borrower. However, "defaults" come in all shapes and sizes. Some are reversible, like a negative credit reporting. Some are not, as in a Judgment.
How quickly can a person react to a deer while talking on a phone and driving verses no phone?
Reaction times with no phone should (in theory) always be faster than reaction times with a phone
