Tickets Points and Auto Insurance Rates

How much can the insurance to go up if you received two tickets in one month and those were the only points on the record if you are 21?


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Wiki User
2008-01-06 21:07:17
2008-01-06 21:07:17

it depends on what kind of tickets. the rate can and will increase if it continues. your insurer may drop you. they will notify you if your this happens.


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In my state tickets stay on your record for 7 years, however insurance companies are only allowed to consider the last 3 years of your record. The effect of your tickets on your record will depend on the state you live in and the insurance company providing your coverage.

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Yes, tickets received in New York will count against your New Jersey record for points and insurance increase. You need to contest the ticket and see if you can get it reduced or dismissed. Here is a site with information on New York Speeding tickets

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It does not matter how many tickets you have. What matters is what were those tickets for? No Insurance Tickets, DUI / DWI Tickets, accidents with no insurance and certain other activities are the types of violations that will prompt an SR22 Filing.

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== == ANY CONVICTION goes on your insurance record, except parking tickets. Every insurance company checks a driver's record annually by computer, before they send you your new rate for the year ahead.

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No tickets do not expire. They can be collected on any time after they are issued. Most insurance companies will not count them after a period of time. And the points are removed from the driving record eventually, the length varies by state.

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