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Answered 2007-01-15 17:45:03

Was it icy? Call and ask your agent!

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What is the difference between life insurance premium and non life insurance premium?

An insurance premium is the amount of money paid on a periodic basis for insurance of a given kind. The kind of insurance involved does not alter the definition of the term "premium". Therefore, a life insurance premium is an incremental amount paid for life insurance, and a non-life insurance premium is an incremental amount paid for another kind of insurance.


Is there any recourse for a couple who have been an insurance for thirty plus years and the premium increase after 75 every year by 10 percent?

I cannot answer the question without knowing what kind of insurance is involved. For example, if life insurance is involved, you may have purchased a 30-year level term policy. If you did, it is conceivable that there would be that substantial a premium increase after the 30-year term expires. Please provide additional information.


If you hit the garbage can with your car will the insurance company increase your premium?

no


Does travelers insurance increase premium over speeding ticket?

no


What would make a mortgage insurance premium increase?

There are many things that would make a mortgage insurance premium increase. Mortgage insurance is used when someone dies and pays money so that the mortgage will be paid. Smoking or participating in dangerous activities will increase the premiums.


Does having three accidents mean your insurance will be canceled?

No, the insurance company will not cancel your insurance for having three accidents, but they will increase your insurance premium.


If involved in accident but not my fault will it effect my no claims bonus and insurance premium?

Yes


If you have 2 points on your license for speeding in Ohio how much will Insurance increase your premium?

The increase in your insurance payments vary from company to company. Call your insurance agent, they can give you an estimate.


Will car insurance premium increase if you pay a premium renewal one day late?

Usually not. However, insurance companies can charge late or reinstatement fees if you pay late.


Can your insurance company raise your premium after you report a loss?

Insurance companies are not allowed to raise your premium if you onoy reported ONE loss but keep in mind that they can always use other reasons such as an across the board premium increase.


Will a 2 point traffic ticket increase your auto insurance premium?

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What life insurance policy allows the premium to increase only for a class of insured?

Term insurance that has no guaranteed premiums. 4lifeguild


Would the insurance premium of the car owner increase if he was not the actual driver at the time of an accident?

If a claim is made against his insurance...yes.


Can insurance company increase your premiums retroactive?

No, Insurance Company cannot increase premiums retroactive. It has to declare before hand from which date the increased rate of premium would be operational.


What does insurance premium mean?

The premium is the cost that you must pay to have the insurance.


If you are driving a friend's car and have a minor collision does this affect his insurance premium since you are not included in the insurance plan?

Yes. If a claim is made and found valid, his insurance rates will probably increase. It depends on the past history of the insured of how much the premium will rise.


What is a single premium life insurance?

Single premium life insurance is life insurance coverage in which one premium payment is made and the life insurance policy is fully paid up with no additional life insurance premium payments required.


How much does a medical insurance agent make?

It varies depending on the type of coverage, amounts of premium involved, and the contract the agent has with the particular insurance company.


Will your premiums increase with no-fault insurance if someone hits you when your car is parked?

The insurance company has no reason to raise your premium, the situation was completely out of your hands.


Can an auto insurance company raise your premium by 100.00 because your a woman?

No, your insurance can't be raised by $100.00 just because you are a woman. There are a lot of factors involved with the way your insurance is priced.


Is it illegal to increase auto insurance premiums without notification to the insured?

Looking for answers to illegal increase in insurance premium by local company. Are there legal procedures that must be followed before an increase is allowed? Need answers a.s.a.p. MVJB


Does my insurance premium go up if you are involved on an accident which i borrowed a friends car?

If the accident goes on your driving record, yes.


What is the journal entry for paid insurance premium?

debit insurance premiumcredit cash / bank


Which of these will not cause your insurance premium to be higher?

Having a high deductible will not cause your insurance premium to be higher.


What is graded premium life insurance?

Graded Premium Life is actually Graded Premium Whole Life Insurance coverage under which the initial premiums are less than normal for the first few years of the policy, then the premiums gradually increase each of the next several years, until they become level (or the same) for the duration of the life insurance policy.


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