How much do you need to earn to get Social Security credit?

Answer 1

You receive one credit for each $1,120 you earn, up to four credits per year ($4,480). Generally, you will need to earn a minimum of 40 credits to qualify for retirement benefits, but the Social Security Administration applies different rules for special circumstances, so this is only a rule of thumb.

Answer 2

In 2022, you need to earn at least $1,570 to receive one Social Security credit. You can earn up to four credits per year. The amount required to earn a credit is adjusted annually based on the average wage index.