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If your card has a zero balance - you (obviously) won't pay any interest. However - the card company may still charge a fee for keeping your account active.

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Q: How much do you pay on a credit card with no purchase on it?
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Is credit card a cash transaction?

Purchase with a credit card is not considered a cash transaction, as the person making the purchase does not pay for the item until they pay their credit card bill, which may not occur until much later.


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Credit card??


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If you mean why is it easy to get in credit card debt, it is because you are not using cash when you purchase. Instead, you are using a plastic card to pay for your purchases. So, you can't keep track how much you have been spending.


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