A recent 30 day late payment may hurt your credit up to 60 points.
Credit reports online are reliable. These reports are taken from the same three major credit bureaus that lenders will pull their own reports from.
Minimum 3 points - maximum 12 points.
Credits history can actually be taken from credit reports which is sold by several CRA's.
A charge-off can hurt your credit score anywhere from 20-120 points.
Yes, if the loans are through a US lending institution.
7 years is the reportable limit for normal tradelines. Bankruptcies stay on for 10 years.
You can expect at least 10-15 point off of your credit score with an unpaid account. Remember the older the account the less it will affect you.
It depends; there's something called 'balance to available credit', its one of the factors taken into account when calculating your credit rating. If you don't use most of that 4000, it increases your Balance:available credit, thus increasing your credit rating by a few points.
Someone gets a notice before action is taken.
Any repossession will negatively impact your credit. Organizations using the credit report do not differentiate between voluntary and non-voluntary. Rather, the organizations see that you were not responsible with credit and what you purchasd needed to be taken away. Generically, a repossession is considered the same as a chargeoff or writeoff, so the impact on the credit score may be anywhere from 50 to 200 points, depending on one's personal credit situation.
No.
Creditee is a the one who is having taken a loan or credit from the loan or credit provider