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They are worth the face valued 20$. 1995 is a little older, but general collectors look for at least 30 to 40 years older than the current currency before bill has a chance of being worth more than face value. And even then, you might be making a few extra dollars. The bill will also have to be in near mint condition. If you have a lot of them, then hold on to them and try to sell them in 5 or 10 years. Otherwise, go buy yourself some ice cream.

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13y ago
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Q: How much is a Series 1995 twenty dollar bill worth?
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