It depends on the insurance company and their particular experience with the kind of work, number of employees, loss history, management, company's safety program, areas of operation and more. Your insurance agent can discuss options. If you're self-employed, ask about Occupational Accident and Contingent Liability instead of Workers' Compensation.
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.
2 years
Workmans Compensation Insurance is a good way to get insurance coverage without emptying out your wallet. You can find more information about the rules and responsibilities and other information on this website: www.workmanscompinsurance.net/faq.html
This is usually called "Workers' Compensation Insurance", or "Workers' Comp" / "Workmans Comp" for short.
No.
The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.
When a workman's compensation case is presented, the supervisor should
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Yes.
In the state of Indiana, you still will receive workmans compensation after being terminated from your job. You will receive workmans compensation until the doctor releases you.
In the state of Illinois, the employer is required to carry workman's compensation.
The cost will vary according to the workers compensation code for each job description and salary for the job. Your workers compensation insurance carrier should give the employer a matrix describing how each job description is charged. This information can also be obtained from each states workers compensation offices for their district.