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It all depends on what they offer and the price. You should ask them for the price on the amount of property damage protection.

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10y ago

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Which auto insurance coverage pays for injury or damage that the insured driver causes to other people or their property?

Bodily injury liability and property damage liability should cover those.


Will the other insurance company pay for my damages if i don't have collision and it was not my fault?

It should if they have property damage liability.


What part of your insurance covers someone running into a fence?

The person's collision insurance should cover the damage to their car, and their liability insurance should cover the damage to the fence and property. If they have no collision insurance, they will have to fix their car on their own.


What two states that do not require liability insurance?

Auto insurance coverages fall into some broad categories. They are, in general, Medical Payments, Collision, Comprehensive, Liability (Bodily Injury and Property Damage), Uninsured/Underinsured Motorist, Rental Car, and, if you live in a no-fault state, Personal Injury Protection (PIP). BODILY INJURY LIABILTY INSURANCE. All states require bodily injury liability insurance, except for Florida (a no-fault state) and New Hampshire. As of June 1, 2010, Wisconsin now also requires bodily injury liability insurance. PROPERTY DAMAGE LIABILITY INSURANCE. Property damage liability coverage addresses the costs of damages to the other driver's vehicle or property should you be involved and found at-fault for an auto accident. Commonly, property damage liability insurance also covers the damage caused by other authorized drivers of your vehicle. Currently, all states require property damage liability insurance.


Should homeowners insurance cover damage to a neighbor's property?

Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.


What kind of insurance is the Landlord Property Insurance?

Landlord Property Insurance is insurance that a landlord should have on any properties that he or she owns. Landlord insurance will protect the landlord from any damage that may happen to the property as well as any liability claims that may be made against the Landlord.


Does landlords liability insurance cover damage to your property when building floods due to landlord negligence?

You must review the actual policy, but in most cases the landlords liability insurance only covers their property and NOT your personal property. You should probably get your own policy through travelers insurance for liability, and persaonal property. Make sure it includes flood/water damage as this would likely be a separate rider. Landlord Negligence would be a lawsuit to recover your property value. Seek advice from an attorney.


What kind of insurance would be good for a snowmobile?

For someone who owns a snowmobile a good insurance would be Progressive snowmobile insurance. You should probably get the bodily injury and property damage liability. progressive.com


What is Third party Auto Insurance, and when should I be needing to know this information?

This type of insurance covers liabilities to third parties (as the name pointedly suggests). It covers, among other things, liability for injuries to people, liability for damage to private property, liability for damage caused by a trailer attached to the car, etc.


What type of supply accountability actions need to be taken when property becomes lost damaged or destroyed?

When property is damaged beyond use, a loss account should be set up as a liability for the damage. The damage is subtracted from the asset less insurance reimbursement.


What should be covered by landlord insurance?

Landlord insurance should cover the building structure, liability protection, loss of rental income, and personal property provided by the landlord in a rental property.


Why should you consider getting renters insurance?

You should consider getting renters insurance to protect your personal belongings in case of theft, damage, or other unexpected events. It can also provide liability coverage in case someone is injured in your rental property.