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Answered 2012-01-03 08:03:57

Hopefully, you have full coverage insurance your own auto insurance will cover your damages.

Auto Insurance polices provide coverage for accidental losses and certain other losses beyond our control.

An "Intentional Collision" is not an accident and therefore would not be covered under the terms of the offending drivers insurance policy.

If someone hit you intentionally with a motor vehicle, in the United States this is considered a "Vehicular Assault" and is a Felony. With only a few exceptions, the assaulting drivers insurance company has no liability or obligation to pay for damages resulting from the criminal activities of it's insured.

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