expect it to go up by at least $100 a month.
If they backed into you, they will be responsible for the damages. Hopefully they have insurance and you will not need to pay anything.
If they backed into you, it's their fault. Failure to yield.
You are.
It is your fault.
Yes
definitely not, perhaps if you parked in a no parking zone.
As long as you have collision yes insurance will cover the damage that was done.
You start by calling your insurance agent, who can inform you on how to proceed from there.
Its logical.........the person who backed out while the other person was at it!
Well, you wouldn't file claim, the other party would, and depending on there damages, premiums may go up. For free insurance quotes. Visit www.Insurance4lessdirect.com. For home purchases/mortgage refinance visit www.refi-today.com
You should be honest with your wife but when you confess you will also need to explain why you did not tell her earlier.
it is covered by your home insurance