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Answered 2010-11-06 21:02:30

There are quite a few factors that will determine how much insurance costs, I would call a local agent for a quote.

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Drivers caught with no insurance for the second time would have their driving license confiscated. They will also be arrested and will be liable for persecution.

Only if you get caught driving without insurance can that happen in most states. I wish it would happen in all.

More than likely. Driving while in a suspended status is indicative of risky behavior, something insurance companies do not like. I suspect your insurance rate would go up if, in fact, the policy wasn't cancelled.

You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance

The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.

You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.

It is not mandatory but it is recommended to have. Please see more about it here:

Drinking and driving is illegal everywhere. No insurance company can provide a policy for illegal activities. Drinking and driving is dangerous, not to mention that if a car accident were to happen, insurance would not cover it.

Their insurance would be primary and your insurance would be secondary, generally speaking.

No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.

Their insurance would be primary and your insurance would be considered secondary when filing a claim.

No. If you have any DUI's or DWI's on you record, you would be seen by the insurance companies as a driving risk and would not get low rates.

typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........

You probably will lose your driving license for 1-2 year and insurance would be very high after this.

A driving license and insurance would be the most important things to have.

No points, but the insurance company would be wise to cut her off, no insurance for such a stupid pair of clucks. The mother will not receive any points, she wasn't the one that got pulled over. However, if the minor is driving alone, they will probably be arrested, charged, convicted(there really isn't a good excuse for that behavior,) and denied their license for a certain amount of time. The insurance rates, if they decide to keep coverage over the mother, will most likely increase significantly; more than likely, depending on the insurance company, they will drop you.

if at teen is caught driving another teen with no license or permit they would not be able to get there licens until the turned 21, therefore you could get arested

There are many variables when calculating car insurance. Some of the variables being how much coverage you need, the age of the vehicle, and your driving record. Only an insurance company would be able to give you an accurate price for insurance.

the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.

Although most driving schools provide additional insurance for their instructors, you can find car insurance for instruction at most places where you would buy car insurance. Look into GEICO, Prudential and Esurance for more details.

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