not in excess of 3 times annually
Yes you may apply for a credit card. I should warn you though, you may not want to get your hopes up because I have heard that credit card companies are rejecting a lot of people who apply for them due to economic concerns.
Yes, it is remarkably easy to apply for a loan with bad credit and there are many companies that specialise in giving loans to people with bad credit. It is often the case that people with bad credit will pay a higher interest rate.
When you feel like your finances and credit score can handle another credit card is when you should apply for another one. I would advise you to go to a trusted company like Capital One to apply. Their site is very secure and full of useful information to help you make that decision.
You should have good credit in order to apply for a capital one visa. Credit cards are no joke, before applying you should really decide if it's really needed or not.
In order to apply for an American Express credit card their website provides an application form. In order to qualify for an American Express credit card you should have a relatively high credit score.
Never apply for too many credit cards at one time. Every time your credit report is ran it lowers your score. Some places will look at how many time your credit report has been pulled. Any time your apply for a credit card or a loan you should give it several months before you apply again. I have good credit but because my credit report had been pulled 6 times in 2 months I got denied. That's the best info I can offer.
Even if one has bad credit, one should first apply for an auto loan at the bank, credit union or financial institution where one does business. Car dealerships would be another source to apply for an auto loan even with bad credit.
You call Amex and ask them either for an application or if you can apply over the phone and then you give them the information they request and that should do it. Best to have good credit.
You should apply directly to the supplying company and or your bank
There are numerous ways to apply for a credit card. One can visit the the websites for banks and apply online for their credit card. One can also call the credit card company they wish to apply for and apply over the phone or have them mail them the application.
every day
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