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Can you report a settlement to the credit bureaus?
That should be done by the creditor upon the request of the debtor.
What does RPI-LD mean on a credit report?
What RPI-LD on a credit report means is that a hard pull was done. Hard pulls are usually done when doing credit checks from landlords and such.
Obtaining a report from the credit bureau can be done how?
There are many ways one might obtain a report from a credit bureau. The website, Annual Credit Report is the most reputable and does not require a credit card.
Can you report people to the credit bureau if you hold their mortagages or contracts?
yes. contact the credit bureaus and learn how to set up an account and do the reporting. You can help us all. You should have done this before you rented or sold and gotten a credit report then.
Where can one find out how to obtain a free credit report?
One can find out how to obtain a free credit report by directly contacting your credit card company and requesting a free credit report, this can be done once a year.
What is to dispute an item on your credit report?
When you dispute an item on your credit report you write a letter to the company and tell them what is wrong and why. This can be very hard to get done because often the credit reporting companies ignore these letters. It can be as simple as an wrong address listed on your report or to something more harmful, but you have to keep it up to get them to change it ( keep copies of your letters).
What can be done to repair credit?
There are many things you can do to repair credit. The simplest thing to do is to pay your bills on time. You should also check your credit report to make sure there are no errors and fix them as soon as possible.
How can you tell if someone has done a credit check on yourself?
When you examine your credit report, you will see the inquiries that have been made and by whom. There are limitations to who can pull your credit report without your permission.
How do you get bankruptcy off your credit report?
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
What is a soft credit report apposed to a hard credit report?
The nomenclature generally used in the credit report industry is usually "hard pull" and "soft pull". A hard pull of your credit history is done when a potential lender retrieves your credit file on your behalf for the purpose of deciding whether to extend credit to you or not. A soft pull is done when you want to pull your own report for review purposes only or when a lender checks your credit without your permission (perhaps to pre-qualify you for a credit card offer).
Is it possible to have excessive inquiries removed from your credit report?
Yes, excessive inquiries can be removed from your credit report. You can dispute them with the credit bureaus if you believe they are inaccurate or unauthorized. It's recommended to monitor your credit report regularly to ensure its accuracy.
Where can one get a free Equifax credit report?
I already signed up for this. How do I know if someone is using my credit information.
