Between 13 and 17, most banks will allow you to open a checking account and give you a debit card if you sign up with your legal guardian for a joint account, though some will let you get your own account if you want. You have to ask them, and if they won't let you get what you want, try another.
For credit cards, it's usually 18+.
To settle an old debt using a new credit card, you can apply for a credit card with a promotional balance transfer offer, which allows you to transfer the old debt to the new card, often with a lower interest rate or no interest for a set period. Before doing this, ensure you can manage the new card's payments to avoid accumulating more debt. Additionally, consider negotiating with the original creditor for a settlement amount that may be lower than the full debt. Once settled, you can use the new credit card to pay off the agreed amount.
The diffference between a debt card and a credit card is ,in a debt card it's money from your account .In a credit card is when you borrow money from the bank.
Total credit card debt currently amounts to about 962 billion dollars. The average credit card debt per owning household is 14,750 dollars. Approximately 609.8 million credit cards are currently in USA, with credit card users having an average of 3.5 cards each. Young people have credit card balance well below the average. While 25 to 34 years old manage to cut their credit card debt, they still average over $5,000 in credit card debt.
A debt card withdrawals money directly from your checking account.
revolving debt
I am so in debt and I am worried about paying my credit cards. Where can I get advice on credit card debt solutions?
No.
There are companies that offer assistance with getting out of credit card debt. It is possible to get out of credit card debt by carefully watching spending and managing income and expenses, then slowly paying off the debt.
The person who carried the card is still responsible for the debt.
You are because you incurred the debt.
Probably; it depends on the laws where you live.
The Debt goes to be paid by his estate, if there is no money to pay the debt it just bad luck for the credit card company.