You posted this in Life Insurance so the correct answer as it pertains to this category is that the child needs to be born.
in some places yes
Normally, your child can withdraw their life insurance when they are 18. However, this may vary from policy to policy and between different insurance companies.
Absolutely if they have a drivers license. They have access to the keys, don't they?
Insurance should. I would check with your information to see if your company can.
how old is the child
In California You can! Again depending on what Insurance company you go with.
Yes, if the court order provides for child support and insurance past age 18.
No, you don't have to put your son on your insurance, but he will have to get insurance of his own.
NO!
You should carry insurance on your children until they are old enough to get insurance on their own. This is usually when your child graduates college. As long as your child is a full-time student and one of your dependents, then you should be able to carry insurance on them.
Child support enforcement has the right to intercept all kinds of money coming to you and, unfortunately, there is nothing you can do about it. As long as they found out that you have a settlement coming, all they'll do is contact that insurance co and put alien on it.
If you live in a state where an 18 year old is a legal adult then that adult is legally responsible for himself or herself. He or she is responsible for his own debts and liabilities. You are not liable for co-pays on his medical bills. If you are covering your adult child on your health insurance you are responsible to pay the premiums. If you choose not to cover your adult child on your health insurance plan you are not required to keep him or her covered under your plan. He or she is responsible to obtain their own health insurance plan if you choose not to put him on your plan. Most insurance plans will not place an adult child on your insurance plan if he or she is not attending school....and there can be restrictions on the amount of classes a student is taking to qualify to stay on your health insurance plan. Any adult child living in your home you are not legally responsible to provide health insurance, pay his or her bills or medical bills. You are even legally allowed to charge that adult child for expenses incurred by him or her.