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How should you go about purchasing an auto with a judgment and 2 charge offs on your credit?
Wiki User
∙ 18y ago
Buy a cheap one and pay cash.
Wiki User
∙ 18y ago
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How is a civil judgment entered on a credit report?
Credit bureaus contract agencies to search public records. The judgment is then reported to the credit bureau and the notation is placed in the file of the judgment debtor. False/mistaken judgment entries on credit reports are not uncommon and is a major reason why consumer's should check their report on a regular basis. A civil judgment is entered on a credit report 15 to 30 days after a court proceeding. If the judgment is in fact true in nature, you can negotiate with the creditor to pay them on different terms to keep the judgment off. If the judgment is not yours, you will need to find the state and county in which they were filed and dispute this information with all three credit bureaus.
Should you charge for your girlfriend?
only if you have a credit card
How do you place a collection amount against someone's credit that owes money from an eviction?
It has been my experience that judgments from an eviction lawsuit automatically go on a person's credit rating. If you get a money judgment, you should be able to get a judgment lien form from the court clerk and record it at the county recorder's office. Sometimes this is called an abstract of judgment. This should be picked up by the credit bureau's and go on the credit rating.
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
If you have a judgment against credit and you hit lotto could they take it?
No, if you hit the lotto you should be able to pay the judgment in full, I hope? LOL
How do you remove a paid judgment from a credit report?
If the judgment has been paid, the credit bureaus (such as Equifax, Experian and TransUnion) should reflect this in their credit reports. However, until the legislatively mandated time limits have expired, it will likely not be removed from the report.
I have an eviction from 2001 how long will it show on my credit report?
The judgment should be removed from your credit report 7 years from the date it was entered.
Can some with no money be sued?
yes, all you can do is get a judgment against them should you prevail, you may never see a penny, but the judgment will damage their credit and reputation
Can a civil judgment be removed from credit report?
No, a civil judgment will typically remain on your credit report for seven years from the date it was filed, even if it has been paid. It may affect your credit score and ability to obtain credit during that time.
How do you get a judgment listed as satisfied on your credit report?
Your creditor should do it. If not, go to the credit reporting agencies and try a dispute. www.annualcreditreport.com This is free. No subscription tricks.
How can you get a judgment off your credit report after filing bankruptcy?
If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".
How do credit cards build credit?
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
