Pay it.
mainly there a colletion item and for kids to play with.
It depends on the credit bureau. Experian, for example, removes information after seven years. Equifax removes unpaid items after 10 years. TransUnion is a little more forgiving and will remove an unpaid item after seven years, as long as it's been reported to them as unpaid by the creditor. So it really varies depending on which bureau you're talking about. But generally speaking, an unpaid credit card account will stay on your credit score for anywhere from 3-10 years, depending on the credit bureau and how long the account has been delinquent.
How do I report an unpaid bill to a credit bureau?
Unpaid traffic tickets are not reported to the credit bureaus.
no
Is a credit balance in a vendor subsidiary account an unpaid balance owed?
Is a credit balance in a vendor subsidiary account an unpaid balance owed?
Is a credit balance in a vendor subsidiary account an unpaid balance owed?
Is a credit balance in a vendor subsidiary account an unpaid balance owed?
a "credit balance" is money that you have.
You credit score will decrease significantly if you do not pay your minimum credit card payment every month. Unpaid cards will be reported as delinquent and really destroy your score.
First, call the creditor and ask them to correct it. Then, dispute the error with the 3 credit bureaus.