You can relist the item as soon as the auction has ended, but you must relist within 90 days if you want a credit for it. If you are needing to relist because the original winner did not pay you, you should raise an "unpaid item dispute" against them so that you can get your Final Value Fee credited back to you. The whole unpaid item process currently takes a minimum of eight days and you should not relist before the dispute has been closed.
Your unpaid medical bills will not be reported to credit bureaus until sent to a collection agency. As long as they remain with the provider, the unpaid balance is just that, an unpaid balance. However, some interest rates may apply, depending on the state that you are in, so that balance could change.
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