In order to sign up for permanent health insurance your policy has to be approved by the Revenue Commissioners as a Permanent Health Benefit Scheme. You must also pay a premium to insure your income and benefits during disablement through a sickness or injury.
Why would you be able to use a strangers health insurance? You are not even related. I believe it's even illegal to use someone else's health insurance unless you are added on it.
A person looking for health insurance coverage should first turn to their employer to see how expensive the insurance would be. This is the best way, especially for someone with a prior condition to obtain inexpensive health insurance.
I think what you are suggesting is considered fraud by the insurance company and you would get free health insurance in prison.
No but if they ran someone over they would.
If you are unemployed or have an extremely low income you may qualify for free health insurance. You would need to sign up at your unemployment office or your Department of Health and Human Services to see if you quality.
"The only beneftis of a temporary medical insurance policy would be for a health individual and/or someone who does not have a chronic illness. It is a great way to not get locked down into a monthly payment you do not have to make, but if you need health insurance it is almost a scam."
I'm not too sure. But I doubt that it would. You would have to contact your insurance company for further information, as I have no clue which insurance you would have.
One who is self employed might find that the most suitable insurance policy would be against unemployment insurance. Many insurance companies offer such insurance.
Some health insurance plans offer a AD&D Life Insurance Policy. That is why you would name a beneficiary for a health insurance company.
Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded. Health Insurance WILL most definitely cover injuries resulting from an automobile accident. Some motoe vehicle insurance policies even have a "health insurance primary" option. The questions was how to determine which is primary , the health insurance or the insured drivers motor vehicle coverage
The proposal with the Public Health Insurance options was that the US government would create a health insurance agency to compete with other health care agencies. The health care agency would be run by the government.
The easiest place to get information about Paramount Health would be the Paramount Health Care website. Also, an insurance agent should have some information on this company.