You will need three things. The check number, the exact amount, and who the check was written to. Many banks allow you to do this on line, but they also may require you to call their toll free number. I would suggest the toll free number so you can talk to a human to make sure this goes through.
THis ain't no question.... why would you stop payment on a check anyway
So you can stop a check with money on it that you lost.
no a stop payment cannot be prosecuted criminally... it would be a civil matter
check and cheque
No. A stop payment can be issued only before the check payment is made by the bank. If you try a stop payment after the bank has paid for the check, the bank wont accept it because the stop payment instruction is useless now and cannot be executed.
To stop payment on a check to a contractor, you can contact your bank and request a stop payment order. This will prevent the contractor from cashing the check. Be prepared to provide details about the check, such as the check number and amount, to the bank.
When you stop payment on a check, the bank is instructed not to honor the check if it is presented for payment. This can prevent the recipient from cashing the check and can protect you from unauthorized withdrawals from your account.
Being able to place a stop payment on a cashier's check depends on the bank. If the cashier's check has been lost or stolen the bank may place a stop payment on it.
You may want to put a stop payment on the check depending on its amount. There is usually a fee to place a stop payment on an acct. Some banks fees are $40 to $50. If the check is for $10 then it would make no sense to place a $50 stop payment because you would not get the $50 back. Im not sure about you but i would rather somebody cash a $10 check rather than losing $50 on a stop payment. If the check was for a substantial amount lets say $500 then it would behove you to place a stop payment. If the stop payment was $50 then it would save you $450 if someone where to try and cash the check.
if you stop payment because the funds are not available then yes it is.
The person who issued the cheque can issue the stop payment on the cheque. As long as the check isn't submitted for payment yet, you can issue the stop payment request. But, if the check is already paid the bank will not accept the stop payment. A point to note is that, the person to whom you gave the check can prosecute you legally for doing so because he wont get paid for the check
you can place a stop payment on a check right after you write the check if you want to pay the fee