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No! there are so many online postings from ex-employees telling about the lies they were trained to tell. My story is as a customer.

Recently I tried to claim on my insurance policy with AIL and had some problems, I was going to cancel my policy after finding some unethical loopholes but it seemed every staff member I talked to was willing to say whatever I wanted to hear so I didn't cancel the policy.

I had called around to ensure my claim was valid and of all the numbers I tried from Canada and the US and all the people I talked to from varying levels of management I was told I *should* be able to claim no problem.

Some even offered personal stories from others who had claimed for the same thing.

However, after doing all the running around (getting forms to doctors etc.) I was told my claim was not valid and that everyone I talked to should have told me so. Silly me for believing the lies - I hope this warning can help others not to make my same mistake!!

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Q: IS American Income Life Insurance Legitimate?
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Related questions

When was American Income Life Insurance Company created?

American Income Life Insurance Company was created in 1951.


When was the American Income Life insurance company founded?

The American Income Life Insurance Company was founded in 1951. The company is based in Waco, Texas and provides life insurance to credit unions and labor unions.


Who owns American Income Life Insurance co?

Torchmark


Where can one find more information about American Income Life Insurance?

You can find a lot of information about American Income Life Insurance on their Wikipedia page. Another good option would be to go to their official website.


What does Americal Income Life sell?

America Income Life sells life insurance. American Income Life, or AIL, was founded in 1951 and their company headquarters are located in Waco, Texas.


Who owns American income life insurance company?

Different people in different Places. Technically, Torchmark owns the company. But the policies are sold by different "agencies' which claim to be a part of the American Income Life Insurance company. Most legitimate insurance agencies either work directly for the company (i.e. New York Life, Aetna, or State Farm) or they work as Independent Underwriters who deal with a wide range of insurance companies to meet the needs of their individual clients. If the Holding company owns the Insurance company that owns the Agencies that own the Offices, what we have here is a Pyramid Scheme!


When was National Income Life Insurance Company created?

National Income Life Insurance Company was created in 2000.


Is life insurance income taxable?

no


Does the body have to be present to collect insurance?

A legitimate death certificate is what is needed to file a claim of life insurance.


Why are annuities called life insurance?

Annuity income depends on life expectancy and is thus classified as life insurance.


What does American General offer to people?

American General offers whole insurance, life insurance, group life insurance, annuities, and voluntary life insurance.


Who now owns North American Life Insurance of Chicago?

I believe North American Life Insurance Company of Chicago merged into All American Life Insurance Company on 9/30/1974. All American Life Insurance Company merged into American General Life Insurance Company on 12/31/2002. So, American General now owns North American Life Insurance Company of Chicago.