Please consult with an attorney because I am not. That being said:
It depends on what chapter you file. If you file a chapter 7 (total liquidation) it is possible, the trustee may want to go after it. The point here is that his job is to recover as much possible money for the creditors as possible. If you have a car that is worth $10,000 and he could sell it and get 8K for it; he's going to sell it. If you have a Junker that is worth $2500, he may not be as interested. There are things called exemptions that also come into play. Typically, you may get to keep your car. IF you file a chapter 13, more than likely you don't have to worry; as you have a plan to repay your debtors. Keep in mind, I am leaving out all sorts of other chapters (11,12,etc) which involve corporations, farmers, etc. ) Please consult an attorney for advice .
no
No - having had a car that was re-possessed will not affect the filing of a Bankruptcy.
No!
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
When someone files for bankruptcy, they are protected and their possession will likely not be repossessed. However, if they are, subject to repossession you would have to talk to a lawyer in order to keep the car.
While in bankruptcy, the ability to donate a paid-for car can vary depending on the specific circumstances and the bankruptcy chapter you are filing under. In Chapter 7 bankruptcy, a paid-for car might need to be sold to repay creditors. In Chapter 13 bankruptcy, you might be able to keep the car and make charitable contributions with other assets. It's important to consult with a bankruptcy attorney to understand the rules and options that apply to your specific situation.
If you are filing for bankruptcy, and you try to cosign -- two things can happen. 1. the lender will turn you down. 2. If the court finds out you have applied for credit the bankruptcy can be stopped. If you mean that the car and loan will be for you during or after the bankruptcy, this still has to be disclosed and again the bankruptcy can be stopped.
To receive a car loan after filing for bankruptcy you will probably have to rebuild your credit before applying. You can also find a co-signer with amazing credit to counteract yours.
The filing will delay the foreclosure or reposession for a bit. But, presuming there are secured loans to the items you mention, they will need to be satisfied (paid) in the course of the bankruptcy, or those actions would still occur.
Yes
You not only can, you must. All creditors must be listed in any bankruptcy filing.
I have file for Chapter 7 twice and it has had no effect on my car insurance.