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Can you get insurance at the scene for a accident?

Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.


Is an ex-wife entitled to a husbands insurance settlement after 10 years of marriage the accident happened 8 years after their divorce but she still wants 50 percent of his settlement?

Many people who divorce do have a clause in the decree regarding insurance beneficiaries. If the decree is written this way and/or the policy includes her as a beneficiary, then she certainly has rights.


Why would you be the one at fault if the guy that hit you was drunk had no insurance and took off from the accident?

It does not matter if he was drunk or had no insurance. We would need the details of how the accident happened.


Is insurance company still liable for medical payments even you no longer carry that insurance?

The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.


If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?

NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.


Do you have to add your children to your auto insurance once they have their driver's license or can you add them after they have an accident?

if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident


Who pays for the towing charges in an accident that is not your fault?

The other person's insurance. This just happened to me.


When in a chapter 13 bankruptcy for more than 4 years and receiving money for a 100 percent disability that happened after filing bankruptcy can bankruptcy take the settlement?

"Bankruptcy" does not take anything. The Chapter 13 Trustee is the one who "takes" anything there is to be taken. And, no, your settlement - if you mean a retroactive check for disability (SSDI) - is not available to the trustee. If you are talking about a settlement of a lawsuit, probably not, unless the cause of action existed at the time you filed the c. 13 and did not exempt any possible award. Talk to your bankruptcy lawyer.


Does an insurance company have to prove the date of an accident or disprove when you say it happened?

In most insurance claims, the burden of proof is on the claimant - in other words, YOU have to prove the accident occurred for them to pay off the claim.


What recourse do I have if the at fault driver will not contact his insurance company about the accident?

If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.


Does your auto insurance company have to defend you against lawsuits from accidents?

Yes as long as your policy was active when the accident happened.


Had insurance when your car was hit by a hit an run driver after the wreck lost your insurance will you still get paid?

Yes. As long as you were insured when the accident happened they will pay the claim.

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