It does not matter if he was drunk or had no insurance. We would need the details of how the accident happened.
No, but if involved in an accident, even when not at fault, the drunk driver would still be guilty of, and could be charged with, DUI.
Yes,You would be found to be personally liable in any at fault crash. This is normal.ButThe insurance company may not pay on your behalf like they normally would because you were drunk
Their insurance would be primary and your insurance would be considered secondary when filing a claim.
If the accident was not your fault (someone rear-ended you, for example), then you would claim on their insurance, and they would pay out.
I would call their insurance, if you did not know who they are or they didn't have insurance, I would call your company and they can get the ball rolling.
Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.
If you are truly not at fault and the other insurance company is admitting liability then you should have no problem. As a side note I have heard of periodic rumblings that some states may enact a "pay to play" law. This would mean that even the "not at fault" party in an accident would have to have a valid insurance policy at the time of the accident in order to receive payment from the "at fault" driver's policy.
You'll need to file an accident report, then notify your insurer of the loss occurrence. If your have collision or uninsured motorist coverage on your policy, your insurer can handle it for you. Your insurance insurance company pays you, they would then seek subrogation from the at fault driver.
Usually whom ever is at fault for the accident their insurance has to pay. If you are at fault your insurance has to pay and the pizza business would pick up the rest.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
No it cannot. A no fault policy from Florida would still be valid in another state like Pennslyvania but if there was an accident there it would convert to at fault and you would be charged accordingly
If you are involved in an automobile accident caused by another driver, and that driver carries no insurance, your no-fault clause is designed to protect your financial interests.