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Their insurance would be primary and your insurance would be considered secondary when filing a claim.

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โˆ™ 2010-11-06 22:30:16
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Q: What if you are driving someone else's car and you get in an accident that is your fault?
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If you had an accident and it wasnt your fault does it go in your driving record?

If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.

When you're taking your first drivers test and you get into an accident and you kill someone is that your fault?

Well, I would assume so. You were driving the car, and you were in control. If I am right, you can't blame your driving school for the accident. So in my personal opinion, yes, it is your fault! :[

If you get into an accident with your parents in the car while you're driving on a permit does it affect you getting a license?

Only if it was your fault. If someone ran into you, you have no control over this.

If someone was driving your vehicle with your permission and was at fault in an accident will it go on your motor vehicle record that you were at fault?

While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).

If you driving without a license and get in an automobile accident but the report states its someone elses fault can you get compensation?

Yes. But the other person's insurance company has to agree they're at fault, you can't count just on the report. The only penalty to you is if the police gave you a ticket. The insurance companies don't necessarily look to see if you have a license but instead what happened and if you could have avoided it or not.

How long does an at fault accident stay on your driving record in Connecticut?

37 years

Someone hit you an Neither I or other driver has insurance on our car who is at fault?

Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.

Can you claim an accident if you've been driving under the influence?

Sure you can. But you will be held resposible for the accident. In otherwords, you will be held at fault, or as the cause, of the accident.

If you loan your car to someone with a suspended license and they have an accident in your car would anything be covered?

No, if their license was suspended they should not be driving, if they are involved in an accident and are at fault the other person can go after you since it is your car and then you are liable.

Driving without insurance accident was your fault and you were killed who pays?

If you're dead.... Why does it matter?

How long does an at fault accident stay on your driving record in Texas?

An at-fault accident and other traffic violations will stay on your driving record for 3 years, but your insurance company may charge you higher premiums for 5 or more years.

What happens if accident is your fault?

Well Someone will sue you and the insurance will do something about it!

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