You can turn it in, but it will be denied as there is no coverage for your injuries under the policy. If the stairs were not constructed propertly you may have a valid claim for the contractor, unless you have used the stairs numerous times.
File the claim on your auto insurance. Homeowners insurance does not cover automobiles.
The homeowners insurance should cover the mom's fall.
No, That's what Auto Insurance is for. Unless maybe your house fell on your car.
No, Homeowners insurance does not cover the cost of property maintenance.
No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.
The question can not be answered until you disclose the reason it fell.
i fell.
yes
It all depends on circumstances and what you are willing to do. If she has insurance like AFLAC, they will pay her money for the time she missed from work, if she doesn't, she can make a claim on your homeowners insurance to pay the medical and missed work. It all depends on your policy. By making a claim on your homeowners insurance, it has the possibility of making your rates go up.
First, he should have homeowners insurance (or condo insurance) to cover this catastrophie. If not, he can be sued and his accounts can be siezed if ordered in court.
Contact your insurance Company and ask them. Most homeowners insurance policies will only cover the cost of tree removal if the tree fell on the house, otherwise if the tree fall did not damage you insured property improvements, then it's just the homeowners own responsibility to remove debris after the occasional storm.
You'll have to file a claim on your own Auto Insurance. Homeowners Insurance does not provide coverage for vehicles owned or non-owned and nobody is liable for an act of nature.