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I have 2 credit card judgements I am making payments on to avoid wage garnishment. This is creating a financial hardship. I just received demand for payment for another credit card. I can't make another payment. I am a single mother with no child suppo?
Wiki User
∙ 15y ago
Sounds like you need to get help through a credit counseling or credit negotiation service. Resources may be available through State or County agencies.
Wiki User
∙ 15y ago
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How can you stop student loan garnishment if it will cause extreme hardship on your family?
*************************** From student loan GUY at www.studentloanfundamentals.com You can surely challenge the garnishment IF it is causing financial hardship... Here is how to stop the garnishment: Financial Hardship: You can challenge the garnishment by submitting what is called a "financial statement". Along side with the financial statement you would want to submit all of your bills and expenses. (Remember they consider credit cards, Timeshares, and such as luxuries) If you have medical bills or medical problems make sure that you include proof of this... Non-Financial Hardship: Negotiate a minimum payment that is a qualifying amount for the "Rehabilitation payment program". This is going to sound silly but hear me out.... MAKE PAYMENT ON TOP OF THE GARNISHMENT.... after 9 months your garnishment will cease and you will have most of your collection fees waived... Best of Luck... Mr. K Rogue student loan collector
How do i file for financial hardship in Oklahoma so that my wages are not garnished What for m do I use?
Is the garnishment filed in Oklahoma County?
What do you do if the garnishment is causing financial hardship on you?
1. Pay the debt. 2. File bankruptcy. 3. Ask the court to modify the garnishment order. 4. Negotiate a different amount with the creditor and have it approved by the court.
Can you decrease wage garnishment if it is causing you to get evicted from your current residence?
The person involved should petition the court where the garnishment order was granted to have the garnishment lowered due to it creating an "undue hardship." This appeal is only applicable if the garnishment is for creditor debt, it would not apply in cases of child and/or spousal support orders.
Can I get a grant if I am experiencing financial Hardship?
"Can I get a grant if I am experiencing financial Hardship?
How do you have the amount garnished reduced due to undue hardship?
You must complete an application with the court in order to have a wage garnishment reduced if it causes undue hardship. A wage garnishment can not take more than 25 percent of a person's income.
What do you need to prove your claim of exemption in a default wage garnishment?
if your income is from Social Security or other public entitys they are exempt soc sec code 42 usc 407 and check local codes. if garnishment is going to cause a financial hardship (cant pay for neccesaties to live) you can find and file papers with local court
What would qualify as a hardship defense to stop wage garnishment?
The law does not recognize "hardship" as a valid defense against the execution of a judgment writ in any manner including income garnishment. The judgment debtor/garnishee can file a motion requesting the lowering of a garnishment amount due to the fact that it constitutes a 'hardship' upon themselves and/or their immediate family. An example would be the maximum garnishment (25% of disposable income) granted against the head of household that results in she or he being unable to properly clothe, feed, house, provide medical care, etc. for his or her dependents.
What is a sentence for hardship?
Family illness can create a financial hardship for many households.
How can I get out of IRS wage garnishment?
There are four ways to get out of an IRS wage garnishment. Negotiate a resolution, prove undue hardship, file an appeal, or of course you could always pay your owed taxes!
How many garnishment can you have?
The number of garnishments you can have depends on state laws and can vary. In general, multiple creditors can garnish your wages simultaneously, but there are usually limits on the total percentage of your wages that can be garnished to prevent excessive financial hardship. It is important to consult a legal professional for guidance on your specific situation.
What is 'financial hardship'?
One's financial assets are becoming less than what is due in bills.
