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Chances are that the heat shields have come loose and are beginning to rattle. No immediate harm will come but Ford wouldn't put them there unless they had a reason. The top shield half keeps your floor from getting real freaking hot and burning the carpet. The bottom half of the shield keeps dry stuff on the ground from bursting into flames. The quick fix is to wrap a hunk of wire around the whole works and bind it down tight. Eventually that won't help so you'll have to have it repaired properly some day. Or you could just remove them. Carpets and dry stuff on the ground are overrated anyway.

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Q: I have a 1995 Ford T-Bird with a 4.6 Liter V8. My catalytic converters have been rattling for quite some time now and I was wondering if that would cause any serious damage in the long run?
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