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I have received a check drawn on an account with nsf can I call the bank to see if the funds are available.?
Wiki User
∙ 16y ago
Yes, back normally have a 800 number you can call to see if funds are available.
Wiki User
∙ 16y ago
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Can you cash a check at a different bank?
You can cash a check at a different bank if the check was drawn on that bank. Some banks will cash a check drawn on a different bank but funds will not be available right away. They will wait for the check to clear.
How to get money from a check with no funds?
If a cheque is drawn on an account which has no funds in it then the bank is not obliged to honour it. In fact, unless the account has an agreed overdraft facility they won't honour it.
What is inward check collection?
Inward clearing means the checks drawn by the bank from the other banks. These checks are drawn by the bank/branch customers on their account in favor of other parties.
Where can you cash a check?
Pretty much any bank will cash a check. Some stores will do so as well. It can also depend on where the check is drawn. Your best bet is your bank where you have an account.
Can you cash a check if you owe the bank money?
This depends on individual bank policy but I believe most banks have a "matching funds policy." This means if there aren't funds in your account to cover the check, then you cannot have all cash for the item. However, if the check is also drawn off the same bank this may serve as a loophole because they would be able to determine if the funds for the check in question are available without relying on the funds you have, or don't have, in your account.
Can you change a check in to money?
Yes, a check is a bank draft drawn on an account. Provided the account has funds and is payable to you, it can be cashed at your bank or any check cashing place or if you go to the bank it was drawn on with ID, they will cash it for you.
What is a government check?
A government check is any negotiable instrument drawn on the account of the funds of any government agency.
Collect on checks that are drawn on a closed accounts?
To collect on checks that are drawn on a closed account, you have to take the check-writer to small claims court and get a judgment. The check is considered a contract.
Can you cash a check at a different bank?
You can cash a check at a different bank if the check was drawn on that bank. Some banks will cash a check drawn on a different bank but funds will not be available right away. They will wait for the check to clear.
Can you cash a check from a deceased person?
As long as there are enough funds in the account that the check is being drawn from to cover the amount of said check and that YOU would have the legal right to withdraw funds from that account. Yes.
How can I check if a check given to me has funds?
Take it to the bank it was drawn on and try to cash it. You can also try depositing it in your account, but you may be charged if it is returned.
If there is no money in a checking account can you cash a check?
There are a couple ways to answer this question. 1) IF A CHECK IS WRITTEN OUT TO YOU.. and you would like to cash it but have no money in YOUR account: Unless it is a government check or a payroll check you will not be able to cash it. Most banks now require you to provide your Social Security Number when cashing it instead of your account number (since there is no money in your account to "hold the check" against.) IF you still need to cash it you can always bring it to the bank that it was "drawn off of" on every check it says what bank that persons account is at. 2) IF A CHECK IS WRITTEN YOU TO YOU.. and you would like to cash it but the person whose account it's coming from does not have enough money (or no money) you'll still be able to cash it, however the person whose account its coming from will be hit with an overdraft fee. Also, when you bring it to your bank to cash it and it is "drawn off" a different bank the money may be drawn out of YOUR OWN account. Banks dont like giving out money for free. I highly suggest you bring it to the bank it was drawn off of to avoid any problems. 2) IF YOU WROTE OUT A CHECK.. and dont have enough money in your account the check might go through, but you will be hit with a big overdraft fee for going below $0.
How to get money from a check with no funds?
If a cheque is drawn on an account which has no funds in it then the bank is not obliged to honour it. In fact, unless the account has an agreed overdraft facility they won't honour it.
What is inward check collection?
Inward clearing means the checks drawn by the bank from the other banks. These checks are drawn by the bank/branch customers on their account in favor of other parties.
Where can you cash a check?
Pretty much any bank will cash a check. Some stores will do so as well. It can also depend on where the check is drawn. Your best bet is your bank where you have an account.
An official check was sent to a credit card company as payment but it never posted to the credit card but the check amount was drawn from the bank account so who is responsible for tracing the check?
The consumer is, as only he or she has access to the canceled/posted original check. Account information relating to the credited account should appear on one or both sides of the check. It is possible the wrong account was credited.
Can cashiers checks be tracked from the account they're drawn on to another account in which it's deposited?
In order to get a cashiers check, the money had to be withdrawn from an account, this account could be traced. You could withdraw cash, then use it to get a cashier's check, but someone might be able to match the date of a large withdrawal.
