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I havent heard from debt collector in 13 years can they still pursue a credit card debt my x husband was ordered to pay those in our divorce?
Wiki User
∙ 12y ago
Send a copy of the judgment agreement of the divorce showing that the husband agreed in a court of law to pay that debt. Send the copy to the debt collector in writing. Request ALL contact with you be via in writing. Tell them that unless you hear from them within 30 days of the date of the letter you send, you will consider the matter closed.
If they send you addiitonal letters and/or call, remain polite at all times and indicate that you will not verbalize any discussion and all discussions MUST be in writing. Ask them to send you proof of attempt to collect from your x husband. Failure to send the exact same requests to him and you can be considered discrimination since they are only going after the female in the supposed matter even AFTER you showed legal court ordered proof that HE is the debt holder. Be POLITE but FIRM and keep ALL letters and send only copies of your legal challenges to their requests.
If they will not stop, then ask for ALL documentation for ALL supposed debt HE owes and you want it itemized as per allowed by law in your state. Indicate that you also are officially asking to know their license to act as a debt collector for the state the collector company is residing. Ask for your rights as a supposed debt owner. Tell them that "Failure to provide any and all of this material may result in complaints filed with the Attorney General's Office in the state of YOUR STATE HERE and also with the Federal Trade Commission."
Good luck.
Wiki User
∙ 12y ago
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Can a person get money owed for credit cards that is ordered in the divorce?
Only if you have the credit card if your divorsed it dosent matter
Does a divorce hurt your credit?
The act of divorce does not damage your credit.
If your ex-spouse let a vehicle that you owned together get repossessed and in the divorce he was ordered to take the debt how do you go about getting it off your credit?
Write a letter along with proof that he was ordered to take the debt to the agency in which you had the loan.
Is there any way you can repair your bad credit caused by an ex-husband after a divorce was filed?
If an account (credit card, auto loan etc) was held in both you and your husbands name then you are both responsible for the debt. Divorce is one of the biggest reasons many people have derogatory credit. If the court declared that the debt was to be paid by your husband and he didn't, send a copy of the court records with the account information to each of the three credit reporting agencies with a letter requesting your name be removed from the account. Keep copies of all correspondence.
How will the credit card debt be divided between the husband and wife during a divorce when the debt is only in the wife's name?
It is up to the judge to determine who is responsible for repaying the debt owed on that credit card account. Unfortunately for the cardholder, if the husband is required by the court to repay the card, the wife is still responsible for ensuring that those payments are made. If he misses payments, then her credit score will suffer.
Can a person get money owed for credit cards that is ordered in the divorce?
Only if you have the credit card if your divorsed it dosent matter
Your ex -husband using credit card and not paying which effect your credit you been divorced since 1999?
Notify the Credit Card Company IN WRITING - NOT VIA PHONE OR INTERNET of the date of your divorce (they'll probably want you to send them a CERTIFIED copy of the divorce decree).
Does a divorce hurt your credit?
The act of divorce does not damage your credit.
What can you do about your soon to be ex husband using your Social security number to get credit cards?
First, you should file a police report with the local police. Then contact the legal department or the fraud division of the credit card companies where your husband used your social security number. You should also contact the major credit bureaus and ask how to place an alert to prohibit anyone other than you from obtaining credit by using your social security number. Second, you should speak with your divorce lawyer about this. What your husband has done is a criminal offense and should be brought to the attention of the courts and the criminal authorities. He should be ordered to pay the debts as part of the divorce settlement and close any accounts that were opened using your social security number.
If your ex-spouse let a vehicle that you owned together get repossessed and in the divorce he was ordered to take the debt how do you go about getting it off your credit?
Write a letter along with proof that he was ordered to take the debt to the agency in which you had the loan.
What would happen if you refused to sign loan papers for a new car after your husband told them you would?
Divorce. If your signature was needed because of his bad credit, he will not get the car.
Is there any way you can repair your bad credit caused by an ex-husband after a divorce was filed?
If an account (credit card, auto loan etc) was held in both you and your husbands name then you are both responsible for the debt. Divorce is one of the biggest reasons many people have derogatory credit. If the court declared that the debt was to be paid by your husband and he didn't, send a copy of the court records with the account information to each of the three credit reporting agencies with a letter requesting your name be removed from the account. Keep copies of all correspondence.
Do you need good credit to qualify for collector car loans?
Yes you will. You will definitely need some good credit if you want to get a collector car loan. If you do not have good credit, you will not get the loan.
Collector effect credit report?
if you owe bank and is in the processes of paying them back but they have not yet sent a notice to the collector debt. Does it show up on your credit report
My husband and I separated a month ago. He is in Philly suburbs and I have a 1 yr. old and am 5 months pregnant. We need a place to live by the time the baby is born. Can I buy a house?
Buying a house depends on your income and credit. As you are still married, your Husband's credit is also involved. It may be easier to rent until your baby is born and the issues with your husband are resolved through reconciliation or divorce.
How will the credit card debt be divided between the husband and wife during a divorce when the debt is only in the wife's name?
It is up to the judge to determine who is responsible for repaying the debt owed on that credit card account. Unfortunately for the cardholder, if the husband is required by the court to repay the card, the wife is still responsible for ensuring that those payments are made. If he misses payments, then her credit score will suffer.
Can a husband who is unable to obtain a credit card use his wife's extremely good credit rating obtain a credit card on line without his wife's knowledge?
No, because when the credit card company access the credit bureau, they access the name who applies for the credit card, not the spouse's name. It's the primary cardholder who is fully responsible for the debit. If the wife gives her husband an authorized user card from her credit cards and the husband doesn't pay. The wife's credit card will be destroyed if she doesn't pay the debit (even the charges he makes) So make sure you both keep your credit cards separate so that you both maintain your own good credit histories. Especially (heaven forbid) you both separate/divorce
