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What else can I help you with?
Can the owner of a vehicle get insurance if they are not going to be the driver?
Yes, I recently bought me insurance and they asked if I was going to be the driver or not.
If a driver is uninsured and at fault can he make payments to the insurance company or does he have to pay the full amount?
All companys that I am aware of will accept payments.
Bought new car and need auto insurance for girlfriend to drive?
No, your insurance will cover the occasional driver as long as they are licensed
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
Will your insurance company pay for an at fault driver with no insurance if you have underinsured insurance?
Yes! Good thing you bought this extra coverage. Its actually uninsured motorists and underinsured motorists. It also depends on how much you bought. I hope you also have uninsured motorists property damage, because you have to buy bodily injury and property damage separately.
Can an insured driver still sue me after his car was fixed by his insurance?
It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.
Do you need Insurance if you have a valid driver license?
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
Why can't I get a rental car from the driver who totaled my car?
Presumably because the other driver's insurance doesn't cover that expense. Check into your own insurance policy to see if maybe your own insurance does.
Your husband bought a car in his name only so what are the disadvantages for you since you are the main driver of this car?
In the event of an accident, you will have to call your husband to lodge for a police report which is needed for an insurance claim. An insurance company will not accept a police report which is filed by you because you are not the rightful owner.
Does texas liability insurance cover a person driving your vehicle that has a out of state drivers license. What about if it is EXPIRED and OUT of STATE?
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
Will liability auto insurance policy cover a person driving your car if they have an out of state drivers license or an expired license?
It depends on why they were driving your car and on what type of insurance you bought. If you bought the cheapest coverage, usually a limited or named driver policy then there is no coverage for anyone other than those named drivers listed on the policy. If the driver was a known driver that you failed to disclose, "concealed drivers" when you bought the policy, again there would be no coverage regardless of policy type due to fraud. If your not sure about your coverage just call and ask the company or contact your insurance agent for clarification.
Can you buy a new car in your name but have your fiance be the primary driver as long as he has a valid license and is on the insurance?
Yes. However, if you are getting a loan in your name because he has poor credit and he is going to make the payments, that is called a "straw sale" and is not allowed.
