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You are probably already aware the private investors can buy tax liens from municipalities, and that the tax lien gives the investor the right to foreclose on your home. Details are in the first related link, below. It's a tough situation.

I don't know if you can get legal aid to fight this; you will have to call your local legal aid office to find out. The second related link is the Legal Services of NJ website. There is no specific information on the website as to whether they handle tax lien cases. They do have a Tax Legal Assistance Project - found under "Seek Representation" at the "Learn About Our Statewide Projects" link - but it's for federal tax issues. I did check the "Find Your Local Program" link and none of the regional office web pages mention tax liens. Use that link to get contact information for your local office, so you can call and ask them. Or you can try the statewide hotline.

I found this information at the third related link, which has links to some additional local county legal aid programs, but they're mostly for seniors. Good luck.

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Q: I received a letter from someone saying they have a Certificate of Sale for unpaid tax liens on my home. Can I get legal aid in NJ because i can't afford a lawyer?
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