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I was discharged from a bankruptcy in 2003 when will it drop off your credit score?
Wiki User
∙ 15y ago
10 years
Wiki User
∙ 15y ago
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Your bankruptcy discharged on 2003 in pa how long it stay on your credit report?
10 years here in my state. Between 7-10 in most states - check with local law to find out.
If you had a Chapter 7 bankruptcy in 2003 would your personal credit score and business credit score be separate so that you could obtain funding to open a small business?
A Chapter 7 BK is very tough to see past. Short of waiting the required time period you may work on your business credit separately.
Does a bankruptcy discharged in May of 1997 come off your credit report now since it was before the law changed to 10 years?
Yes, bankruptcies can typically remain on credit reports for up to 10 years from the date of discharge. Since the bankruptcy was discharged in May 1997 and it has been more than 10 years, it should have been removed from your credit report. You may want to check your credit report to ensure its accuracy.
If you filed Chapter 7 six years ago and it was dismissed but the credit bureaus will not take it off how do you get it removed?
A CHAPTER 7 BANKRUPTCY TAKES 10 YEARS BEFORE THIS IS REMOVED OFF OF YOUR CREDIT REPORT. THE GOOD NEWS THIS DOES NOT AFFECT YOUR CREDIT ANY LONGER! *********************I filed Chapter 7 in 2003 and depending on what your state court's definition of "dismissed" is it CAN affect your credit. For instance, some courts definition of "dismissed" is the same as "discharged." In Ohio it is "discharged" and I no longer owe any debt, however it DID IN FACT AFFECT MY CREDIT. I can NO LONGER get any. I received denial letters stating the reason for being denied, "Bankruptcy." So do your homework according to your state.
After a bankruptcy in 2003 my credit score is already 631 and rising is this good would this be acceptable to most lenders?
More than likely you will get normal rates. Your credit score and debt-to-income ratio are the most important things when determining your creditworthiness and what interest rate you will get. The bankruptcy itself doesn't directly influence your interest rate, it just influences your credit score, and if your credit score is already 631 then you probably have nothing to worry about. Bankruptcy is usually a big enough factor in the credit score to affect car purchases for around 12 to 15 months after the bankruptcy case is over, and affects mortgage acquisition for about 2 years after the case is over. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!
Would I be able to get normal interest rates on a vehicle if I filed chapter7 in 2003 and my credit has risen to 631 so far and still going up?
More than likely you will get normal rates. Your credit score and debt-to-income ratio are the most important things when determining your creditworthiness and what interest rate you will get. The bankruptcy itself doesn't directly influence your interest rate, it just influences your credit score, and if your credit score is already 631 then you probably have nothing to worry about. Bankruptcy is usually a big enough factor in the credit score to affect car purchases for around 12 to 15 months after the bankruptcy case is over, and affects mortgage acquisition for about 2 years after the case is over. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!
If you filed chapter 7 bancruptcy in 2005 and a judgment from 2003 still shows on your credit report how do you get it removed?
Here is the question, was the judgment placed under the bankruptcy? If so, you can dispute the items as part of the bankruptcy. If not, it is a separate entry and has the right to stand on it own.
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August 1st, 2003
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The 2003 Best Original Score Tony went to Marc Shaiman and Scott Wittman. The pair received the award for the score of Hairspray.
How do you raise your fico score 116 Points?
I had a bankrupcy in 2003 and my credit went from bad to worse.Before my bankrupcy my credit rating was falling fast due to a layoff.I couldn't even afford to pay attention.Before the b.k. I think my credit rating was somewhere around 560.After the b.k. my score went down to a 485!!! Now I have a great job and I am very cautious when it comes to credit. My credit situation is back on track and my score of 631 is improving monthly! My advice to you is to keep your credit cards at a maximum of 30% of the limit,and always pay the bill on time.Another word of advice is if you get a new credit card, activate it but don't charge anything on it. It shows no payment due, and a zero balance. This should start to bring up your score. All the advice is just from my own personal experience and may not be the right advice for everyone. Hope this was helpful and good luck!!!!!!
When was Pension Credit created?
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