Your company will pay for the insurance if you are driving and working for a specific company. If you are an independent contractor driving for someone, you will have to maintain your own insurance for your job.
It is your choice if you want any at all you don't have to carry insurance but you should. Until recently, not having health insurance could result in fines from the Federal government.
If you live in Nevada an employer does not have to. In fact the Nevada will defend the employer, if an employee is injured on the job and the employer does not have W/C Insurance. I've been though this.
When you intend to write a letter stating that your employer does not carry health insurance on you, you need to have all facts in place. This is an official letter and ensure that you include all your details and those of your employer for reference purposes.
That is between you and your employer.
To whom it may concern, Normally, your insurance will not cover you driving your employer's car. Your employer normally or should carry insurance on their company cars. Best Regards, "T"
If your vehicle is being used for company/business purposes, yes.
Yes they are. Each driver in Maryland is required to carry $2500.00 worth of this car insurance.
If the driver of the car you were in was at fault and had no insurance you are out of luck. your only recourse if to sue the person who you were driving with to recover damages. If your driver was not at fault but had no insurance the other parties insurance would have to cover your damages. The lesson is not to ride with people who do not carry auto insurance, ever.
Employers are required to carry Wormen's Compensation Insurance on their employees. If your employer did not insure you, or does not have the insurance, they are in violation of your state's labor laws. You will have to bring suit against them to recover your expenses.
Your name must be on the insurance policy, otherwise you are not a covered driver under that insurance policy. Failure to disclose a known driver can void any coverages afforded by the policy and is a well known form of insurance fraud.
Yep. if they did the damage.
The insurance is on the DRIVER as well as the car driven. So, the answer is Yes.