If you allow another driver to hit your vehicle? If you then file an insurance claim you are guilty of insurance fraud. An intentional act is also excluded from coverage under your policy. You will likely receive no money for the claim, be charged with fraud, go to prison and pay a large fine.
The driver that hit the parked vehicle would be at fault.
The vehicle on the wrong side of the road will more than likely be deemed the majority if not all at fault.
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
Yes. If the passenger is hurt in an accident caused by the driver, the passenger is fully entitled to sue the driver. In fact even if the passenger is a spouse of the driver, the passenger can sue.
driver of parked vehicle
If you hit another vehicle then you are at fault. It does not matter what you were doing at the time.
The vehicle that rear ends the vehicle in frontis usually but not always found at fault. This is because all states require that a driver be in control of his vehicle at all times. If you are certain that it was the fault of the guy in front,Stopping suddenly in front of another driver is a popular insurance scam techniqe,you will probably need witnesses to prove it.
Personally, I think that it should be the fault of the driver going across the aisle, but other may think otherwise.
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
the driver behind is not at fault as the in front should be liable as he was negligent
yes, if the owner of the "non-fault' vehicle is with out it for the time it is being repaired.
No. For example if a driver stops at green light and the driver to his rear hits him, it is the driver in front's fault.