No, that would be a breach of fiduciary duty. You can put it into a CD in their name.
If they have Power of Attorney, yes.
The power of attorney has no rights after the death of the grantor.
If it is in "THERE" name, No. If it is in "THEIR" name, maybe.
Yes, you can. Please bear in mind that there may be fiduciary issues in this, depending on what you intend. Especially if this concerns a potential inheritance and siblings. Consulting with a local attorney would be an outstanding idea.
If you are one of the account holders, yes. You do not need a power of attorney to do so. Also a power of attorney expires on the death of the grantor.
They could be charged with fraud. A power of attorney expires on the death of the grantor.
Yes. A Power of Attorney gives the holder of the same, unlimited power in terms of carrying out any kind of activities on the issuer's name. The holder of the power of attorney can act as a proxy to the issuer and carry out banking transactions on his behalf. It is perfectly legal.
If your spouse has granted you the power of attorney. Otherwise it would not be valid.
A power of attorney grants another person the authority to act in name, place and stead for the principal.
If acting as an attorney-in-fact then you must sign the person's name on the signature line and write "Acting as POA for (principal's name)" underneath.
A person can choose whoever they want as their attorney-in-fact. There is no legal order they must follow. It is the free choice of the principal as to who they name as attorney-in-fact under their Power of Attorney document.
While a living will typically does not carry with it a power of attorney, the general rule is that a person can name as many people to have a power of attorney as he/she wishes, but it would complicate matters to name more than one.