If I dont know health or death history of a parent how do I answer life insurance questions?
It is very simple. You answer "Unknown". If you want to comment, you can always go to the section of application down below that says "Additional Comments" or something like that and explain why it is unknown (i.e. both parents died when you were a little child, or parents were divorced and you lost track of your dad, or anything else). However, you do not have to explain much. If underwriters of the company that you are applying with, have these additional questions they will call you to conduct a brief phone interview. It is a normal practice with reputable companies and you don't need to be worried if they call. Hope this helps. Sincerely, FH
You can purchase life insurance online for your parent. Anyone can purchase life insurance for their parent, because they have an "Insurable Interest" in their parent. You can compare free life insurance quotes online, or purchase life insurance direct online for a parent. However, your parent may need to sign an application form, and your parent may need to take a physical exam, and/or answer some health questions.
Yes, you can take out a life insurance policy on a parent. There must exist insurable interest between the owner and insured of a life insurance policy. There does exist insurable interest between spouses, parents and children, and siblings. So, yes, you can buy life insurance on your parent. Your parent may need to sign the application, answer some health questions, or take a medical exam to qualify for life insurance.
If the child is under age 18, then the parent is responsible for her medical bills. That is not the same as being responsible for providing her health insurance. At this point, (2013), there is not a requirement to have health insurance. If the child is age 18 or older, then the parent is not responsible for her bills. The hospital or physician's office may try to involve you, and encourage you to help her…
That depends on a number of factors, such as the jobs/income of each parent, the health insurance plan either or both parent has, any relevant laws of your state, etc. Sometimes both parents are required to maintain health insurance on the children, especially if they both already have health insurance plans with their jobs.
Do Non-custodial parents have to give custodial insurance card or can the non-custodial parent send the bill in to insurance themselfs.?
Being a convicted felon could affect the "insurability" of a person. In other words, it could change the insurance company's evaluation of the "likelihood" that the person will die (other factors, of course, would also be considered, such as health, family history, etc.). Lifestyle can affect insurability.
When the child reaches age 18, he is legally considered to be an adult in Wisconsin. A hospital or doctor could not pursue you to pay the child's medical bills. There are other ways that a parent could be held responsible for an 18-year-old's medical care. For example, if the parent had been court-ordered to provide health insurance as part of a child support order. Under health reform, a parent can keep a child on…
Usually health insurance means dental and vision coverage. Check with your lawyer if your employer does not offer either of those for alternatives. The coverage should be seamless so that the custodial parent has insurance available for the child as needed. Sending a copy of the card to that parent makes good sense.
this would depend on the age of the parent, also any preexisting conditions, call any insurance broker they will give you all the advice you need and answer all your questions, they will also have questions for you ass to the condition of parent you are calling about for instance, male or female, age and living conditions.
The noncustodial parent is only responsible for any child support payment. It is the responsibility of the custodial parent to organise the child's life, including any necessary insurance cover. Basically, you didn't want them having any say in the child's life, so you cannot expect them to simply do everything for nothing.
Does the state of California obligate a noncustodial parent to provide medical insurance to an 18 year old and full times student?
There is not a state or federal law requiring any parent to provide health insurance to a child. If the child were under age 18, then the doctor or hospital could hold the parent responsible for the bill. Since the child is 18, he is himself responsible for his bills -- medical and otherwise. Since you mention custody, however, there may be terms in the custody agreement that require you to provide health insurance for…
What can a teacher do with the kinds of childcare's questions to which he dose not know the answers to their questions?
The only benefit to having Child Only Health Insurance is that the child is insured. According to studies, children with child only health insurance were more likely to have had routine dental and health examinations in the past 2 years over those without insurance. The rates for children that had insured parents were even higher, suggesting that children that have an insured parent are more likely to have access to all the healthcare that they…
Does the custodial parent or non-custodial parent have to carry health insurance on the child in Indiana?
Who's group health insurance is primary for depdent children a step father's or the natural father's insurance?
* The insurance plan of the parent with legal custody of the child. * The plan of the spouse of the parent with legal custody of the child. * Last is the plan of the parent who does not have legal custody of the child. * ** There can be some discrepancy, depending on a court decree, if there are no specific terms on a court decree (stating only that the parents share joint custody)…
You have a few possible options for obtaining health insurance for your parent: This is rare, but there are a few employer-sponsored health plans that will allow you to add an adult (such as a parent or in-law) to your health coverage. You generally have to pay the entire cost of the coverage for your parent or in-law, which could be several hundred dollars per month. You also have to document that your parent or…
Can you obtain a secondary health insurance policy for a child when the primary placement parent has the primary insurance coverage?
Can an adult child of a person be held responsible for the parent's medical bills if the parent had no health insurance in an ER setting the adult child signed the admittance papers on the parent?
Is the non custodial parent required to pay for child care when they are already paying child support and health insurance?
Yes...a mathematical equation set by your states Child Support Guidelines may be found via the internet. In Florida it is custodial parent- 49% and non-custodial parent- 51% of ALL expenses incurred regarding the children, rent, car payment, insurance, daycare etc...etc...(Obviously the custodial parent doesnt really pay the 49% but has that number as an expense).
This assumed that you, as the parent has health insurance. If you notified the insurer of the child and paid the appropriate premium, the child will be insured under the same insurance policy that you are. Most health policies provide well baby care if only because it is a means of avoiding larger claims later were the child to become ill with a serious condition. Nonetheless, you are best advised to contact Customer Service of…
If you are capable of providing health insurance for your child and the other parent can not for what ever reason then yes, you can be required to provide coverage. Child support is supposed to be support to cover the expenses for the child divided between the parents. Clearly the child needs a health insurance. The cost can be a part of the child support or be added. Both parents have a obligation to make…
What do you do when the noncustodial parent has stopped paying third-party medical insurance premium for their child?
It depends upon how the court order is worded. If the non-custodial parent is responsible for health insurance for the child, then you would need to go back to court. If he is responsible for paying the medical bills, then you would send him the bills. In any case, he remains on the hook for the child's medical bills.
If your parent purchases life insurance through work dies of heart attack one month later what are the chances they'll argue the payment- assuming premiums paid answered truthfully etc?
Can a 22 year old get health insurance coverage from parents after moving out of parent house in Wisconsin?
If you are the custodial parent and have no health insurance but your new spouse does will your ex-husband's health insurance be primary or secondary?
The birthday rule is often used to determine which plan is primary and which is secondary. Under this rule, the plan of the parent whose birthday occurs first in the calendar year is designated as primary. The date of birth is the determining factor-not the year-so it doesn't matter which spouse is older. Like most rules, the birthday rule has exceptions: * If both parents share the same birthday, the parent who has been covered…