It is very simple. You answer "Unknown". If you want to comment, you can always go to the section of application down below that says "Additional Comments" or something like that and explain why it is unknown (i.e. both parents died when you were a little child, or parents were divorced and you lost track of your dad, or anything else). However, you do not have to explain much. If underwriters of the company that you are applying with, have these additional questions they will call you to conduct a brief phone interview. It is a normal practice with reputable companies and you don't need to be worried if they call. Hope this helps. Sincerely, FH
You can purchase life insurance online for your parent. Anyone can purchase life insurance for their parent, because they have an "Insurable Interest" in their parent. You can compare free life insurance quotes online, or purchase life insurance direct online for a parent. However, your parent may need to sign an application form, and your parent may need to take a physical exam, and/or answer some health questions.
i do not think so
Yes, you can take out a life insurance policy on a parent. There must exist insurable interest between the owner and insured of a life insurance policy. There does exist insurable interest between spouses, parents and children, and siblings. So, yes, you can buy life insurance on your parent. Your parent may need to sign the application, answer some health questions, or take a medical exam to qualify for life insurance.
To take out life insurance on a parent, you'll need to provide complete background and health information and the parent will have to know they are being insured.
Some companies get better insurance rates if they require all employees to buy health insurance. IT is cheaper because the insurance company is not covering just the people that need it or use it.
If the child is under age 18, then the parent is responsible for her medical bills. That is not the same as being responsible for providing her health insurance. At this point, (2013), there is not a requirement to have health insurance. If the child is age 18 or older, then the parent is not responsible for her bills. The hospital or physician's office may try to involve you, and encourage you to help her, but legally, the parent would not have the responsibility.
That depends on a number of factors, such as the jobs/income of each parent, the health insurance plan either or both parent has, any relevant laws of your state, etc. Sometimes both parents are required to maintain health insurance on the children, especially if they both already have health insurance plans with their jobs.
You don't have to give it to the custodial parent. Provide it directly to the health care provider, or call them and tell them the information on the card. The health care provider will take care of sending the bills to the health insurance company for you.
There are several supplemental health insurance providers in Rhode Island. The correct insurance is dependent on you family needs and the family budget.
No. Most plans don't offer provisions for putting a parent on their insurance.
Within the limitations of the insurance coverage and/or any specific instrauction in a custody order.
That is an issue the court decides at the time other child support issues are addressed.
Can a step parent exclude a biological parent from medical insurance access?
Minors are almost always included on their parent's health plans. If a parent can't afford health insurance coverage, the state will almost definitely cover the child.
Progressive Insurance can write a policy for you and your parent, but the parent is excluded as a driver because they do not have a license.
Usually health insurance means dental and vision coverage. Check with your lawyer if your employer does not offer either of those for alternatives. The coverage should be seamless so that the custodial parent has insurance available for the child as needed. Sending a copy of the card to that parent makes good sense.
When the child reaches age 18, he is legally considered to be an adult in Wisconsin. A hospital or doctor could not pursue you to pay the child's medical bills. There are other ways that a parent could be held responsible for an 18-year-old's medical care. For example, if the parent had been court-ordered to provide health insurance as part of a child support order. Under health reform, a parent can keep a child on his health insurance until the child reaches age 26. Some plans will not allow you to keep the child on your plan if the child has an employer-sponsored plan offered to him. And you cannot cover your child's spouse or children on your plan.
It depends on the insurance company, but I personally have never known of a company that would allow a parent to continue to carry insurance on a child after that child married, because at that point, you are no longer a 'dependant' of your parents.
Yes. It costs more if they are old or in bad health. If they die within two years you only get the amount you've paid.
Yes. That is also what makes it legal for the step-parent to carry the step-child on their health insurance.
Being a convicted felon could affect the "insurability" of a person. In other words, it could change the insurance company's evaluation of the "likelihood" that the person will die (other factors, of course, would also be considered, such as health, family history, etc.). Lifestyle can affect insurability.
Only from your insurance. What are your concerns? See my profile.
the state of residence
Not once they are adults. It is often done to help the child get started in their lives.