It is very simple. You answer "Unknown". If you want to comment, you can always go to the section of application down below that says "Additional Comments" or something like that and explain why it is unknown (i.e. both parents died when you were a little child, or parents were divorced and you lost track of your dad, or anything else). However, you do not have to explain much. If underwriters of the company that you are applying with, have these additional questions they will call you to conduct a brief phone interview. It is a normal practice with reputable companies and you don't need to be worried if they call. Hope this helps. Sincerely, FH
You can purchase life insurance online for your parent. Anyone can purchase life insurance for their parent, because they have an "Insurable Interest" in their parent. You can compare free life insurance quotes online, or purchase life insurance direct online for a parent. However, your parent may need to sign an application form, and your parent may need to take a physical exam, and/or answer some health questions.
i do not think so
Yes, you can take out a life insurance policy on a parent. There must exist insurable interest between the owner and insured of a life insurance policy. There does exist insurable interest between spouses, parents and children, and siblings. So, yes, you can buy life insurance on your parent. Your parent may need to sign the application, answer some health questions, or take a medical exam to qualify for life insurance.
To take out life insurance on a parent, you'll need to provide complete background and health information and the parent will have to know they are being insured.
Minors are almost always included on their parent's health plans. If a parent can't afford health insurance coverage, the state will almost definitely cover the child.
Some companies get better insurance rates if they require all employees to buy health insurance. IT is cheaper because the insurance company is not covering just the people that need it or use it.
That depends on a number of factors, such as the jobs/income of each parent, the health insurance plan either or both parent has, any relevant laws of your state, etc. Sometimes both parents are required to maintain health insurance on the children, especially if they both already have health insurance plans with their jobs.
There are several supplemental health insurance providers in Rhode Island. The correct insurance is dependent on you family needs and the family budget.
If the child is under age 18, then the parent is responsible for her medical bills. That is not the same as being responsible for providing her health insurance. At this point, (2013), there is not a requirement to have health insurance. If the child is age 18 or older, then the parent is not responsible for her bills. The hospital or physician's office may try to involve you, and encourage you to help her, but legally, the parent would not have the responsibility.
no
No. Most plans don't offer provisions for putting a parent on their insurance.
Typically, the custodial parent would provide the insurance card to ensure the child's medical needs are met efficiently. If the non-custodial parent wishes to handle the billing directly with the insurance company, they can discuss this arrangement with the custodial parent and come to a mutual agreement. It's essential to prioritize the child's well-being and maintain open communication between both parents.