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To be safe you should tell your home insurance company. It is better to be safe rather than sorry. You could get into serious trouble if you fail to claim something you need to claim.

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Q: If I make a claim with one insurance company do I have to tell all my insurers.?
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Filing An Insurance Claim?

An insurance claim is the official act of asking an insurance company to make a payment according to the terms of an insurance policy. This is an important act because without it, there would be no way to receive compensation for covered damages. Most insurers issue instructions for filing a claim with their policy documentation. It usually involves a call to their claims department and the dispatch of an insurance adjuster to evaluate the claim. After the adjuster makes a recommendation, the insurance company either denies the claim or approves it for the amount the adjuster determined appropriate. Most companies have an appeal process that helps the insured have more input if the payment is insufficient.


If you were paid by an insurance company 6 years ago to get a new roof but did not and now have a different insurance company on the same house can you make a claim on the roof with new company?

You can make a claim, but if you are claiming the same damages that is insurance fraud and it is a federal crime. If you have unrelated damages you can make a claim, or you can disclose the prior claim to your insurance carrier and they will advise you if there is any coverage that would apply.


Can a claim be made against a person's insurance without their permission?

Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.


How soon can you make a life insurance claim?

Call the insurance company and ask that they mail, fax or email a claim form to you. You can then make a life insurance claim as soon as you are able to obtain a certified copy of the death certificate which is required to make a claim. The insurance company will then issue a check made payable to the named beneficiaries or to the estate if there are no named beneficiaries.


How do I Collect the depreciation from Homeowners insurance claim?

If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.


How do you make sinkhole claim on insurance?

Just contact your insurance company by phone and report the loss.


What is the money an insurance company gives you if you make a successful claim called?

compensation


How could one make an Insurance claim?

Claims are made by contacting the insurance company directly. It is important to let the company know that you will be filing a claim as soon as possible so that you do not forget.


How soon does beneficiary get paid from a life insurance company?

The beneficiary may usually be paid within 10-21 days after the insurance company has determined there is no fraud and the insurance payment is due as per the terms and conditions of the life insurance policy, and all necessary paperwork is in to them. The life insurance company usually requires the death certificate when making your claim. Make sure to review the "How to Make a Claim" section of the life insurance policy and contact the insurance company regarding what is necessary and who to send all pertinent information to in order to make your claim. If the claim is not paid in a timely manner, contact the insurance company and your insurance agent to follow-up. Also, you may want to contact the Department of Insurance in your state if you do not receive the Life Insurance Proceeds.


Can neighbor sue me for damages after insurance paid?

Yes, a neighbor can still sue you for damages even if your insurance has paid out. Insurance coverage does not prevent individuals from pursuing legal action against you if they believe you are responsible for the damages incurred. It is important to consult with a legal professional to understand your rights and options in such a situation.


Will scratching a car make your insurance rates go up?

Rates go up when the insurance company has to pay a claim. They might not go up if the claim is small.


Do insurance companies pay more for the value of your vehicle when you have a loan on it?

I have never heard any insurance company make that claim.