no
No, Money stolen from your Financial Institution is covered by your Financial Institution
No, cash is not covered, same on homeowners policy, not covered.
Theft is not the same as accidents. If you drive a car, whether it is in your name or someone else's name, and you have an accident, then your own insurance is applicable, but if someone else's car is stolen, that doesn't seem to involve you. Presumably you were not in the car when it was stolen, right? What involvement do you have?
Yes, All losses incurred are used to properly evaluate your risk. If you frequent places where vehicles are stolen or even if you live in an area with high accident or vehicle theft rates then this obviously effects you insurance premium.
No. It covered under a motorcycle policy.
Nope, That's what auto Insurance is for.
A campus would not be liable if a vehicle is stolen so they do not have coverage for this.
If you have theft insurance with your policy, yes. It should not matter where your vehicle was stolen.
no, you have to get laptop cover
In general no, vandalism of an automobile is covered by the vehicles auto insurance policy. However you may have coverage for certain household belongings while outside the premises so check your policy or contact you agent if some of the stolen items were household items.
The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses
No, because motorcycles & ATV's are motor vehicles.