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If a child has a permit and has had twelve hours with a licensed instructor and now drives with a parent and hits a tree does one have to report it to one's insurance company?
Wiki User
∙ 18y ago
You only have to report if another car is involved and if the damage is over $5000. If you want to pay for the fix yourself, you can.
Wiki User
∙ 18y ago
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If someone with a learner's permit drives a car that is insured but the licensed driver in the car is not listed on the policy are they covered?
If everyone was legal, yes, a collision should be covered by the insurance company.
Is insurance required for a teenage driver who lives with you but received license from non-custodial parent and only drives when with them?
This teenager did not get a license from the non-custodial parent. He got it from the State. And if he is licensed and resides in your household, your insurance company needs to know. He just might have to drive you to the ER or something.
If you don't have car insurance and was hit by someone else can you sue them and the insurance company?
You might want to be careful here. Some states have steep fines and worse for someone that drives without insurance.
If I am financing a car and is the only person on the loan. but my brother drives it and he has full insurance on the car. so the insurance is under his name. can the finance company repossess my car?
Yes
Can your boyfriend drive your car without having insurance on a vehicle of his own?
This all depends on your insurance. your insurance policy may cover anyone that drives your car and that would mean then yes he can drive it. But you better check with your insurance company.
Can someone who drives with no insurance drive with someone who has insurance?
no
What protects a company if an employee drives his own car during the course of work?
It is relevant to your state insurance laws. Contact your agent!
If a household member with a suspended license drives an auto without permission and gets in an accident can the insurance company refuse to pay?
Yes
Does full coverage insurance cover my car if someone else drives it?
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
If friend drives your car and hits someone but is not insured by your insurance company who pays?
generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
Before a driver drives a motorcycle, they need to have motorcycle insurance.?
Before a driver drives a motorcycle, they need to have motorcycle insurance.
Is your 17 year old licensed daughter covered if she drives your cars covered for insurance?
If your teen is a Licensed Driver and a member of your household or a minor ward and you have failed to disclose (Concealed Drivers Fraud) by adding them to your insurance policy, then she is not a covered driver under the terms and definitions of your auto insurance policy. However, Since parents are liable under the law for the acts of a minor child, Your insurance company may be required to pay for the accident as a negligence claim against the insured parent. If your insurer determines fraud on your part, they are not required to pay any claims arising out of fraud. In fact the law prohibits the insurance company from paying known fraud claims. Depending on the internal operating policies of your insurer, they may or may not cancel the policy if concealment and negligence are determined.
