If it is a purchased debt then yes, the money is owed to a different creditor...there fore the new hit on your report.
No the collection will not be removed from the credit report. They will show it paid in full.
Yes. When creditors charge off accounts they send them (or sell) to a collection agency. The collector can request the debtor's credit report show that the account has been turned over for collection procedures.
Unless you have given a collection agency written permission to pull a full credit report they are in violation of credit laws.
File a dispute with the credit reporting agency.
A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.
Yep! If the ambulance company turns your account over to a collection agency that agency might report the collection on your credit. Medical collections are the most common type of collection on a credit report.
It wount be a collection aggency. But the city can put a judgment on your credit report that will effect your credit score.
Yes, the charge off is entered by the original creditor, and the collection fee is a separate debt.
Only the credit bureaus the collection agency can remove a collection from your credit report. The collection agency won't do it now since it is paid and they have no reason to. You can dispute it to the credit bureaus and ask for verification on the account. They will have 30 days to verify the items or it must be removed from your credit report.
A collection agency cannot charge-off an already charged-off account. The reporting of the STATUS of the account AS a charge-off can be reported every time they update with the credit bureaus. The 'date of status' must be the date of the ORIGINAL charge-off.
The original account with a normal credit company went to a third party collection agency. Only after it went to the collection agency was the debt paid and then the account closed.
You should send notification to the collection agency you paid in full. They will have the status changed. Carbon Copy the credit bureau.