Yes, generally barring any exclusions in your policy if he had your (owners) permission to drive.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.
Yes,, That's what it's for. It pays for damages you caused to another.
That is an insurance form that is commonly used by the state BMV to show that you are willing to be financially responsible for any damages to another driver or his vehicle. This is normally needed only if you have had your license suspended due to lack of insurance after having had an accident.
If two cars crash and neither driver has insurance, the police officer arriving on the scene will of course both issue you tickets for no insurance, and your license can be suspended. The officer will also determine who was at fault, generally the faulty party is responsible for damages. Otherwise you are both on your own for being negligent for not having insurance at the time of the accident.
yes
Sue
It is highly unlikely.