Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.
Yes,, That's what it's for. It pays for damages you caused to another.
It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.
It is highly unlikely.
If the damage occurred during the accident in question, then it should.
That is an insurance form that is commonly used by the state BMV to show that you are willing to be financially responsible for any damages to another driver or his vehicle. This is normally needed only if you have had your license suspended due to lack of insurance after having had an accident.
If two cars crash and neither driver has insurance, the police officer arriving on the scene will of course both issue you tickets for no insurance, and your license can be suspended. The officer will also determine who was at fault, generally the faulty party is responsible for damages. Otherwise you are both on your own for being negligent for not having insurance at the time of the accident.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
Yes you can. You may still receive a citation for not having insurance, however, the legal liability for the accident does not rest with you so the adverse party's insurance carrier will owe for your damages and/or injuries.
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
When you cause an accident that damages another vehicle or hurts someone
Oh yes, big time. If you are at fault and there are damages you can be sued for the damages.
They can, but you can sue the other driver for damages.
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.
No. You might face criminal penalties, but fault is determined on the facts of the incident. Also, driving without insurance limits your right to recover damages in some states.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.
Anybody involved in an accident. Damages are covered regardless of fault.