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If a policyholder has dementia is it possible that a sister can who is not power of attorney cash life ins policy if beneificary is daughter who is policy holder holder power of attorney?
Wiki User
∙ 13y ago
The only thing I wasn't clear on was whether the beneficiary was your daughter or the policyholder's daughter.
In any case, the "daughter" is the POA and the only person who can act in the policyholder's name. You as the sister cannot.
I'm sorry he has dementia, but the presumption is he chose who he wanted to act for him while he was lucid.
(If it's your daughter who has POA, that should make it easier - you could just ask her to do it. Bear in mind, she must in theory be acting in his best interests, not her's or your's, though.)
Wiki User
∙ 13y ago
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