That depends on what insurance coverage you have. If you bought only the state-required liability, NO. If you have full coverage you will get the book value of the car minus your deductible. If you have a loan on the car, this will probably not pay it off and you will still owe the remainder unless you also purchased "gap" insurance. Gap insurance will cover the remainder of the loan except for the deductible.
If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.
you pay money
Your insurance may go up it may not, also sue for allot of money!!!
No. If the accident was your fault, you can not get money from the other person's car insurance.
25000
The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.
NONE. It was your fault. you'd have to pay for the damage of the other persons car too. dont expect any reward for accident.
Every once in a while you will hear of a proposed law "Pay to Play" which says that if you are driving illegally without insurance that you can't expect to receive payments from an insured driver that runs into you. While I and many other people might like such a law, I have never heard of such a law that is in place at this time. So, if you are truly not at fault in the accident then I would imagine that you should be able to get payment from the at fault party.
no, cam did not, he honestly had nothing to do with these alligations. Its mostly his dads fault but cam didnt receive money and he is innocent
Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.
There isn't a set rate on this. The insurance company will first examine to see if the accident in which your vehicle was totaled was done in a manner which voided your policy. Then, the analysis will be made based on the vehicle's value, and the extent of your policy.
You don't "get money" for being in a car accident. If you are in an accident and not at fault, it is the responsibility of the other person's insurance company to put you back into the same place you were before the accident. This would involve paying for the repairs to your vehicle, or giving you the value of the vehicle if it isn't repairable. Also they would pay for any medical bills incurred as a result of the accident.